About Stripe

Stripe is an online payment processing tool for internet businesses. Whether managing a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and functionality help users create the best possible product for their users.

Stripe allows users to bill customers on a recurring basis, set up a marketplace, or simply accept payments using its fully integrated, global payments platform. Developers are able to rapidly build production-ready integrations with modern tools, from React components to real-time webhooks. Using Stripe’s developer platform means less maintenance for legacy systems and more focus on core customer and product experiences.

Organizations can accept all major debit and credit card payments in 135+ currencies. If needed, enable 3D Secure for any payment. Stripe supports more than just cards using global payment methods, which can be activated from the dashboard including ACH credit transfers, Alipay, Bancontact, Giropay, and more.

Stripe’s elegant abstractions simplify adding or changing billing models, including a powerful interface to test and roll out new pricing easily. Users can bill customers with one-off invoices or automatically on a recurring basis. Go global with support for different payment methods. The Stripe billing API is easy to integrate into existing websites, mobile apps, or even CRM systems. Developers can use out-of-the-box functionality to get started quickly or use our composable API building blocks to design fully customized subscription logic and pricing models.

Users can create and manage subscriptions and invoices—and view detailed financial reports—directly from the dashboard. Stripe doesn’t limit the number of team members that can be added and supports granular roles and permissions to help manage access.

Connect, Stripe's routing and payout engine, will automatically track balances, batch earnings into payouts, time transfers with local cutoffs, and retry failed transfers. Users can also incorporate advanced flows like account debits, one-to-many payments, and others. Connect’s payout engine lets users specify payout timing for users, and includes instant payouts, which allows users to receive funds within minutes. Connect helps get recipients paid faster and removes errors and reconciliation work.

Pricing starting from:

USD 0.30

  • Free Version
  • Free Trial
  • Subscription

Key benefits of Stripe

  • Create a customized checkout experience that works across browsers and devices of all sizes. Choose from a range of options that allow control across flexibility, customization, and ease.

  • Accept all major debit and credit cards from customers in every country including Visa, Master Card, American Express, Discover, JCB, Diners Club, China, and UnionPay.

  • Simplify and accelerate how you reconcile transactions through Stripe's API and dashboard for real-time information about charges, fees, refunds, and transfers.

  • See all charges—across different payment types, countries, and currencies—in the Stripe Dashboard or extract the data directly from the API.

  • Hundreds of integrations help extend the Stripe platform and automate almost every manual process that used to take hours of human time.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premises

    Markets

    Australia, Austria, Belgium, Brazil, Bulgaria and 36 others

    Supported Languages

    Bulgarian, Chinese, Czech, Danish, Dutch and 21 others

    Pricing starting from:

    USD 0.30

    • Free Version
    • Free Trial
    • Subscription

    Images

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    Features

    Total features of Stripe: 34

    • ACH Payment Processing
    • API
    • Accounting Integration
    • Activity Dashboard
    • Billing & Invoicing
    • Compliance Management
    • Credit Card Management
    • Credit Card Processing
    • Cryptocurrency Processing
    • Data Security
    • Debit/Credit Card Processing
    • Electronic Payments
    • Fraud Detection
    • In-Person Payments
    • Invoice Management
    • Mobile Access
    • Mobile Payments
    • Multi-Currency
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Payment Processing
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • Sales Reports
    • Self Service Portal
    • Third-Party Integrations
    • Transaction History
    • Transaction Management
    • Transaction Monitoring

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    Pushpay

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    Reviews

    Overall rating

    4.6 /5
    (3,085)
    Value for Money
    4.4/5
    Features
    4.5/5
    Ease of Use
    4.5/5
    Customer Support
    4.3/5

    Already have Stripe?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 3,085
    Pat
    Pat
    Overall rating
    • Industry: Music
    • Company size: 2–10 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Best payment processing service for any business

    Reviewed on 18/08/2023

    5-Star easy-to-use payment processing service, and any time further detail is needed on a transactio...

    5-Star easy-to-use payment processing service, and any time further detail is needed on a transaction to help a customer or resolve an issue, Stripe provides great detail on all transactions making it possible to provide valuable information to customers to resolve issues, and ensure the customer gets what they pay for and the business receives the payment for goods/services as intended.

    Pros

    The easiest to use, inexpensive fee structure and top-notch fraud prevention - Stripe is hands-down the best payment processing system I have used in my 10+ years leading Customer Support teams. With the exhaustive detail Stripe provides on every transaction, businesses and customers alike usually have an easy and secure experience checking out with Stripe.

    Cons

    Very few cons if any with Stripe. They seem to get things right in most aspects.

    Alternatives Considered

    PayPal Commerce Platform and Worldpay POS

    Reasons for Choosing Stripe

    Ease of use, integration with website POS management systems, fees, regions of availability

    Switched From

    Worldpay POS

    Reasons for Switching to Stripe

    Better overall offering was provided by Stripe
    Skyler
    Skyler
    Overall rating
    • Industry: Marketing & Advertising
    • Company size: Self Employed
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 10.0 /10

    The Best Payment Processer For Freelancers

    Reviewed on 04/03/2023

    I have had an excellent experience with Stripe and have been using it to receive payments for over...

    I have had an excellent experience with Stripe and have been using it to receive payments for over 4 years now. I've never had any issues in that time or had to contact customer support.

    Pros

    Stripe is very easy to integrate with invoicing software (I am using Zoho Invoice), and allows me to accept client payments by credit/debit card as a freelance writer. It is also trusted by clients, and since I started offering Stripe payments, I have found that I am now getting paid in half the time as when I offered bank transfers/Paypal. The fees are also a lot less than PayPal.

    Cons

    The only con I have had is that it took a long time (about 1.5 weeks) to receive the very first payout due to verification processes. But after that, I now receive a payout to my bank account within 2-3 days each time.

    Alternatives Considered

    Square Payments

    Reasons for Choosing Stripe

    I really don't trust PayPal anymore. I've had many issues where they withhold funds, and also they have some of the worst fees and exchange rates from any platform ever, which is a huge problem when accepting large payments or funds in different currencies as I do regularly.

    Switched From

    PayPal

    Reasons for Switching to Stripe

    I had many other freelancers also recommend Stripe to me, so ended up trying it out, and was very happy with the service. It is easy to set up, reliable and processes payments very quickly.
    Verified Reviewer
    Overall rating
    • Industry: Fine Art
    • Company size: 2–10 Employees
    • Used Daily for 1-5 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 0.0 /10

    Horrifyingly bad

    Reviewed on 29/05/2024

    I have never encountered customer service this bad, or this degree of incompetence and ineptitude....

    I have never encountered customer service this bad, or this degree of incompetence and ineptitude. I wish I could rate this organization lower as nothing I've dealt with could even compare to how bad my experience was with Stripe. I would never use this platform for anything.

    Pros

    Literally nothing, I haven't had a single interaction with this company that was not terrible.

    Cons

    Just setting up an account was excruciating. Took OVER 14 calls, emails, chats to support to resolve a single verification issue, no one would resolve it, no one would tell me what was wrong, and the actual problem? The order I put my board members in on the site was different than on the document. All the data was identical but literally no one even checked. On the 14th attempt of submitting the exact same document, finally someone actually looked at it and verified the account. Took 4 days and lost thousands of dollars because of their incompetence.

    Chima
    Overall rating
    • Industry: Nonprofit Organization Management
    • Company size: 2–10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 5.0 /10

    Industry standard for payment process8

    Reviewed on 13/04/2024

    Pros

    Stripe does what it was setup to do. Help you receive money securely.
    I've never had problems getting paid or withdrawing from the platform.

    Cons

    The only issue I have with them is that they threaten to shutdown our nonprofit account at least once a year, the last one which was only just resolved this week.

    Alternatives Considered

    PayPal
    Steve
    Steve
    Overall rating
    • Industry: E-Learning
    • Company size: Self Employed
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Stripe Payments is my Go-To payment processor for my online business.

    Reviewed on 28/04/2022

    My love for Stripe has grown over the years. I probably had a Stripe account for 6 to 10 months...

    My love for Stripe has grown over the years. I probably had a Stripe account for 6 to 10 months before I even used it. I looked at it and not having a degree from MIT I was pretty lost and didn't bother trying to figure it out. I had a payment process already and it was working.

    After I began reading more and more bad news about this other payment processor I was using, I decided it was time to carve out some time and figure out how to use Stripe.
    It did not take as long as I originally thought it would but I eventually began using Stripe alongside the other payment processor.

    I figured out how to set up subscriptions and invoices with Stripe and over time, became more and more comfortable using Stripe.

    I can now go into the dashboard and put together an invoice within a minute or two or connect Stripe to a new site I built. More importantly, I think Stripe support has gotten better over the years which makes everything else with Stripe just that much easier.

    Pros

    It is easy to integrate with my website's payment tools. Branding my invoices with my website logo is also super easy. I have used the word 'easy' a couple of times already and that is the main thing I like about Stripe - the Stripe features I use are easy.

    While trying to figure out some of the features I now use on a regular basis, I had to use the Stripe Support staff quite a bit and in doing so, I quickly realized that they are a top benefit of using Stripe.

    Cons

    In the Pro category, I said that my main Pro feature was that Stripe is easy but only with the features I use. I might use more of the many features Stripe offers if they were easy to use or at least figure out without the back & forth with Stripe Support.

    Stripe does have a YouTube channel but the one that is most helpful is StripeDevelopers - NOT just Stripe.

    Alternatives Considered

    authorize.net and Square Payments

    Reasons for Switching to Stripe

    Being available in more countries and the cost of using Stripe is why I chose Stripe over the others.
    Showing 5 reviews of 3,085 Read all reviews

    Stripe FAQs

    Below are some frequently asked questions for Stripe.

    Stripe offers the following pricing plans:

    • Starting from: USD 0.30
    • Free Trial: Not Available

    Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.

    Stripe has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

    Stripe supports the following languages:

    Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish

    Stripe supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Stripe integrates with the following applications:

    123FormBuilder, ABC Glofox, Accelevents, Accelo, AccountsPortal, Attribution, Automate.io, Avalara, Avaza, Baremetrics, BigCommerce, Bizness Apps, Blinksale, Bookinglayer, Bookwhen, ChargeKeep, Chargebee, Chargify, ChartMogul, Chatfuel, Cheqbook Accounting, Cloudbeds, Commence, CoreCommerce, CrowdPower, Cyclr, Databox, Docusign, Ecwid, Elorus, Emburse Abacus, Eventcube, Expensify, FormCrafts, FreeAgent, FreshBooks, GoDaddy Website Builder, GovOS, Gravity Forms, Harvest, Highwire, Hiveage, HookFeed, IFTTT, Intercom, InvoiceSherpa, Invoiced, Involve.me, Jotform, Jumpseller, KashFlow, Keap, Keen IO, Leadpages, LeadsBridge, LearnWorlds, Lendio, LessAccounting, MYFUNDBOX, MakePlans, MemberSpace, Midigator, Nomod, Octobat, Operations Hub, PayDirt Payroll, Payfunnels, Payrexx, Paythen, Pelcro, Preact, PushPress, Quaderno, Recurly, RentMy, Rezgo, SecuraCart, Sellfy, Sellsy, Selz, Shift4Shop, ShipRush, ShipStation, Shopify, SimpleSpa, Skedda, SkyPrep, Slack, Slemma, Squarespace, Statsbot, Storefront Social, SumAll, SurveySparrow, TalentLMS, Tapfiliate, Ticket Tailor, Trustap, Typeform, UltraCart, Volusion, Wave, WeTravel, Weebly, WildApricot, Wishpond, Woopra, Wufoo, Xero, Xola, ZapERP, Zapier, Zoho Backstage, Zoho Billing, Zoho Books, Zoho Invoice

    Stripe offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat

    Related categories

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