---
description: Learn more about PayPal Pay Later. We provide Australian business users the most detailed information on pricing, benefits, and disadvantages of software that will make your choice easier.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: PayPal Pay Later Reviews, Cost & Features | GetApp Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [PayPal Pay Later](/software/2249705/paypal-pay-later)

# PayPal Pay Later

Canonical: https://www.getapp.com.au/software/2249705/paypal-pay-later

> PayPal Pay Later lets eligible Australian shoppers split a purchase into 4 instalments while the business is still paid the full amount upfront, with no separate setup required.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## Overview

### Key benefits of PayPal Pay Later

•	Flexible ways to pay: Give customers Pay in 4 instalments, included with PayPal Checkout at no extra setup cost.
•	Built to help drive conversion: Offering a way to pay over time can help convert more shoppers and help increase average order value.
•	Get paid in full upfront: The business receives the full sale amount immediately, regardless of when the customer pays.
•	No added risk: PayPal handles billing and collecting the ongoing instalments from the customer.
•	Personalised messaging: Show instalment offers across a business's home, product, cart, and checkout pages.
•	Track performance: Monitor sales, average order value, and repeat-buyer data through the PayPal merchant dashboard.
•	Trusted brand: PayPal was named Australia's Most Trusted Brand for Payments, Cards \& Loans in the Roy Morgan Trusted Brand Awards 2025 (1).
•	No separate integration: Available automatically to eligible  businesses that already use PayPal Checkout.

(1) Roy Morgan Most Trusted Brand Awards Report 2025, based on the ongoing Risk Monitor survey of more than 21,000 Australians, conducted by Roy Morgan since 2018.

## About the vendor

- **Company**: PayPal
- **Location**: San Jose, US
- **Founded**: 1998

## Commercial Context

- **Pricing model**: Usage Based (Free version available)
- **Pricing Details**: Pricing per transaction. See website for more details
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Canada, France, Germany, Italy, Spain, United Kingdom, United States

## Features

- API
- Activity Dashboard
- Data Security
- Digital Wallet Payments
- E-commerce Integration
- Mobile Payments
- Online Payments
- PCI Compliance
- Partial Payments
- Payment Fraud Prevention
- Payment Gateway Integration
- Reporting & Statistics
- Reporting/Analytics
- Status Tracking
- eCommerce Integration

## Integrations (2 total)

- Shopify
- WooCommerce

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software)

## Alternatives

1. [PayPal Payments](https://www.getapp.com.au/software/91263/paypal) — 4.6/5 (26711 reviews)
2. [Venmo](https://www.getapp.com.au/software/106635/venmo) — 4.7/5 (9309 reviews)
3. [Stripe Payments](https://www.getapp.com.au/software/91015/stripe) — 4.6/5 (3392 reviews)
4. [Square Payments](https://www.getapp.com.au/software/112251/square-payments-processing) — 4.7/5 (2719 reviews)
5. [Square Point of Sale](https://www.getapp.com.au/software/91016/square-point-of-sale) — 4.6/5 (3044 reviews)

## Links

- [View on GetApp](https://www.getapp.com.au/software/2249705/paypal-pay-later)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.getapp.de/software/2249705/paypal-pay-later> |
| de-AT | <https://www.getapp.at/software/2249705/paypal-pay-later> |
| en | <https://www.getapp.com/all-software/a/paypal-pay-later/> |
| en-AE | <https://www.getapp.ae/software/2249705/paypal-pay-later> |
| en-AU | <https://www.getapp.com.au/software/2249705/paypal-pay-later> |
| en-CA | <https://www.getapp.ca/software/2249705/paypal-pay-later> |
| en-GB | <https://www.getapp.co.uk/software/2249705/paypal-pay-later> |
| en-IE | <https://www.getapp.ie/software/2249705/paypal-pay-later> |
| en-NZ | <https://www.getapp.co.nz/software/2249705/paypal-pay-later> |
| en-SG | <https://www.getapp.sg/software/2249705/paypal-pay-later> |
| en-ZA | <https://www.getapp.za.com/software/2249705/paypal-pay-later> |
| fr | <https://www.getapp.fr/software/2249705/paypal-pay-later> |
| fr-BE | <https://fr.getapp.be/software/2249705/paypal-pay-later> |
| fr-CA | <https://fr.getapp.ca/software/2249705/paypal-pay-later> |

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