---
description: Learn more about Zip. We provide Australian business users the most detailed information on pricing, benefits, and disadvantages of software that will make your choice easier.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Zip Reviews, Cost & Features | GetApp Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Zip](/software/2078215/zip-1)

# Zip

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> Zip affords customers the opportunity to make immediate purchases while opting to spread the payment over time using a series of installment payments without interest.
> 
> Verdict: Rated **4.9/5** by 12 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Key benefits of Zip

Increased Purchasing Power: Consumers have the flexibility to buy products or services without needing to pay the full amount upfront.

Payment Flexibility: Payments are divided into installments, typically without interest, which can ease the financial burden on the consumer.

Wide Acceptance: With a comprehensive range of participating retailers, Zip can be utilized for a variety of purchasing needs, from everyday items to larger investments.

Simple Integration: For merchants, the integration of Zip as a payment option is structured to be straightforward, potentially leading to increased customer satisfaction and conversion rates.

Enhanced Cash Flow Management: Both consumers and businesses can benefit from improved cash flow management. Consumers can allocate funds over time, while businesses receive payments upfront.

Accessibility: Zip aims to make the BNPL service accessible to a wide audience, which can include those without traditional credit or those who prefer not to use credit cards.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.9/5** | 12 Reviews |
| Ease of Use | 4.9/5 | Based on overall reviews |
| Customer Support | 5.0/5 | Based on overall reviews |
| Value for Money | 5.0/5 | Based on overall reviews |
| Features | 4.8/5 | Based on overall reviews |
| Recommendation percentage | 100% | (10/10 Likelihood to recommend) |

## About the vendor

- **Company**: QuadPay

## Commercial Context

- **Pricing model**: Per Feature
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Online Payments
- Receipt Management
- Reporting/Analytics

## Support Options

- Email/Help Desk

## Category

- [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software)

## Alternatives

1. [PayPal](https://www.getapp.com.au/software/91263/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.getapp.com.au/software/106635/venmo) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.getapp.com.au/software/91015/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.getapp.com.au/software/112251/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.getapp.com.au/software/91016/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Quadpay is an Awesome App" — 5.0/5

> **Tybithie** | *19 October 2021* | Telecommunications | Recommendation rating: 10.0/10
> 
> **Pros**: I like that now you can use it to pay some of your bills as well, I like that you can pay for items over time.
> 
> **Cons**: Sometimes it will take the payment automatically and can cause an overdraft fee to occur with your bank account if you do not have the funds in your account.
> 
> I absolutely love QuadPay, although it is now known as ZIP. With the app you get a certain amount that you can spend within the app. Sometimes you can spend more if you are willing to pay a bigger installment payment. They recently started offering the stores that I like to shop at and now allow for you to pay your bills by using the app, which has come in handy because I can pay off my whole cellphone bill and then break it down into payments that are more manageable for me, as opposed to taking my bill out in which the cell phone company will charge you more. It makes it a lot easier for that purpose alone and I highly recommend you try it out for yourself. Also making timely payments also helps your credit score as well.

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### "Great product" — 5.0/5

> **Kayla** | *5 May 2025* | Medical Practice | Recommendation rating: 10.0/10
> 
> **Pros**: It's easy to use, and convenient. It's very user friendly, and it does most of the work for you without having to think too much
> 
> **Cons**: I don't really have any complaints about it, other than sometimes there can be some freezing/glitching which requires you to exit ad retry, as with any technology.
> 
> It's definitely one of the easier payment methods I have used over the years, I would recommend it over some other's such as Karma

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### "GREAT OPPORTUNITY" — 5.0/5

> **paulo** | *21 April 2025* | Food Production | Recommendation rating: 9.0/10
> 
> **Pros**: ths gave us really a great opportunity to make payments when we need them and to be on time
> 
> **Cons**: we think some times the fees could be a kind of hight probably and a litlle time
> 
> We recomend this for people who needs it to pay bill on time and not to get late fee

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### "Zip is amazing for anything\!" — 5.0/5

> **Jennifer** | *6 March 2025* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: Zip is a good platform and has always helped when I need to use it for my shop for my customers. It puts the pressure off for many purchases.
> 
> **Cons**: I least like that Zip does not accept prepaid cards for down payments. There are times gift cards want to be used but are unable to.
> 
> My overall experience with Zip has been a breeze and I'm able to find many products and web pages all from the home screen. Zip has been there for me when I needed it the most.

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### "Def a cool app" — 5.0/5

> **Ilsia** | *16 April 2025* | Health, Wellness & Fitness | Recommendation rating: 10.0/10
> 
> **Pros**: The application is easy to use, and it's very user friendly.
> 
> **Cons**: Nothing, with application more on customer service agent.
> 
> Constantly checking for new updates and messages.

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## Links

- [View on GetApp](https://www.getapp.com.au/software/2078215/zip-1)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/finance-accounting-software/a/zip-1/> |
| en-AE | <https://www.getapp.ae/software/2078215/zip-1> |
| en-AU | <https://www.getapp.com.au/software/2078215/zip-1> |
| en-CA | <https://www.getapp.ca/software/2078215/zip-1> |
| en-GB | <https://www.getapp.co.uk/software/2078215/zip-1> |
| en-IE | <https://www.getapp.ie/software/2078215/zip-1> |
| en-NZ | <https://www.getapp.co.nz/software/2078215/zip-1> |
| en-SG | <https://www.getapp.sg/software/2078215/zip-1> |
| en-ZA | <https://www.getapp.za.com/software/2078215/zip-1> |

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