---
description: Learn more about Neontra. We provide Australian business users the most detailed information on pricing, benefits, and disadvantages of software that will make your choice easier.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Neontra Reviews, Cost & Features | GetApp Australia 2026
---

Breadcrumb: [Home](/) > [Financial Management Software](/directory/1071/financial-management/software) > [Neontra](/software/2071676/neontra)

# Neontra

Canonical: https://www.getapp.com.au/software/2071676/neontra

Page: 1 / 3\
Next: [Next page](https://www.getapp.com.au/software/2071676/neontra?page=2)

> Neontra is an all-in-one personal finance application for budgeting, financial planning, and net worth tracking.
> 
> Verdict: Rated **4.2/5** by 49 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Key benefits of Neontra

Customizable Budgeting: Tailor your budget categories to match your spending habits, allowing for a personalized budgeting experience.

Flexible Time Frames: Set budgets on a monthly, bi-monthly, or annual basis, providing flexibility to match your income schedule.

Real-Time Tracking: Monitor spending in real-time, ensuring you stay within budget and can adjust as needed.

Insightful Forecasting: Utilize forecasting to project future spending and savings, aiding in long-term financial planning.

Goal Setting: Establish and track financial goals, directly integrating them into your budget to ensure progress.

Spending Alerts: Receive alerts when nearing or exceeding budget limits, helping to curb overspending.

Reporting: Access detailed reports to analyze spending patterns and identify areas for improvement.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.2/5** | 49 Reviews |
| Ease of Use | 3.9/5 | Based on overall reviews |
| Customer Support | 4.0/5 | Based on overall reviews |
| Value for Money | 3.8/5 | Based on overall reviews |
| Features | 4.1/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: TXIO

## Commercial Context

- **Starting Price**: USD 0.00
- **Pricing model**:  (Free version available) (Free Trial)
- **Target Audience**: Self Employed, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French
- **Available Countries**: Canada, United States

## Features

- ACH
- Accounting
- Activity Dashboard
- Activity Tracking
- Budget Control
- Budgeting/Forecasting
- Budgets
- Categorisation/Grouping
- Controls
- Credit Card Management
- Data Import/Export
- Data Visualization
- Expense Tracking
- Financial Analysis
- Financial Management
- Financial Reporting
- Multi-Currency
- Prepaid Cards
- Projections
- Real-Time Analytics

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Financial Management Software](https://www.getapp.com.au/directory/1071/financial-management/software)

## Related Categories

- [Financial Management Software](https://www.getapp.com.au/directory/1071/financial-management/software)
- [Spend Management Software](https://www.getapp.com.au/directory/1755/spend-management/software)

## Alternatives

1. [Xero](https://www.getapp.com.au/software/1671/xero) — 4.4/5 (3329 reviews)
2. [PayPal](https://www.getapp.com.au/software/91263/paypal) — 4.6/5 (26663 reviews)
3. [Agicap](https://www.getapp.com.au/software/2047968/agicap) — 4.3/5 (161 reviews)
4. [QuickBooks Online](https://www.getapp.com.au/software/20428/quickbooks-online-edition) — 4.3/5 (8529 reviews)
5. [FreshBooks](https://www.getapp.com.au/software/8290/freshbooks) — 4.5/5 (4529 reviews)

## Reviews

### "Amazing replacement for Min in Canada" — 4.0/5

> **William** | *18 July 2024* | Legal Services | Recommendation rating: 8.0/10
> 
> **Pros**: The simplicity of the bank account integration.
> 
> **Cons**: The user interface and the unstability of the platform when doing bundle operations on transactions.
> 
> Very well, using it as a replacement for Intuit Mint.

-----

### "Good Product" — 4.0/5

> **Calvin** | *31 July 2024* | Computer Software | Recommendation rating: 7.0/10
> 
> **Pros**: Detailed view of everything and easy to view the budget
> 
> **Cons**: Have to sync manually because of the 2FA and sometimes there is bug where we can't connect to the account

-----

### "Good Parts and Potential Bugs" — 3.0/5

> **Angie** | *14 March 2024* | Hospitality | Recommendation rating: 7.0/10
> 
> **Pros**: - Like the initial step of the app. Directing the users what the steps to be completed for the set up. (One thing to note here: when it is on the fourth step, which is setting up the goal, it doesn't direct me to the goal menu when I click the button "4th step") 
- Net worth performance graph, health check, and balance sheet are visually compelling and easy to understand\!
> 
> **Cons**: There are a few bugs I have noticed. 

- Every time I go to markets \> simulator and press cryptocurrencies button, it automatically logs me out of the app. Also, after I got logged out, I have to attempt logging in twice.
- For some "?" buttons, they doesn't show the information as expected (e.g. Insights \> Overview \> beside the "Net Worth Performance") 
- Under the market \> washlists, there are three buttons on the top. Clicking the rightmost button, showing a garbage bin image, triggers the app to stop and return to the iPhone home screen. 
- When I tried to add recurring income under cash flow \> recurring, it is added as recurring expense instead. (e.g. adding $500 income shows as a negative value, -$500) 

Here are something I hope to see in the next version\!
- I wish the UI for the markets products' detail are visually appealing and easier to read (I'd suggest to have a chart)
- Enable the user to add another wishlist lists in the market directory
- Too many taps to navigate to on the top of the screen. It was hard to find where the things are at the beginning.
> 
> I think it will be useful for many people who are interested in budgeting and saving.

-----

### "An insightful overview of my financial status" — 4.0/5

> **Kale** | *15 March 2024* | Computer Hardware | Recommendation rating: 9.0/10
> 
> **Pros**: What I liked most about Neontra is all the useful features it contains. The features range from cash flow and budgeting analysis to current markets and how things like assets and investments are performing. It is a great app that has everything you would need to track your finances, all in one platform
> 
> **Cons**: Because there is a lot you can do within the app, it can be very overwhelimg at first with how much you can do, and so having some possible form of guidance within starting to use the app could prove beneficial and ease the sense of overwhelming.
> 
> Overall, I think Neontra is a very useful app to monitor all aspects of my finances to help with some ease of mind. Sometimes trying to keep track of it all can prove a difficult and tedious task, but with this app it allows you to have it all in one place.

-----

### "Good Basic Budgeting App" — 5.0/5

> **Christine** | *12 July 2024* | Veterinary | Recommendation rating: 8.0/10
> 
> **Pros**: I really enjoy being able to link my bank accounts and credit cards directly into the app (even though the connection does not always remain and I need to reconnect frequently) so that I can see everything in one place. The budgeting section is super helpful for our family as we can monitor our spending and make sure we are not going too overboard in certain categories.
> 
> **Cons**: There are a few areas where the app could improve. The biggest one for me is not being able to change the date on transactions to put them in the correct month. Because of how banks work where transactions cannot happen on weekends for direct debits, we sometimes end up with say 2 student loan payments in one month technically and then 0 in the next month. This makes it difficult to actually view your spending per month so if we could change the date on the transaction to move it to the correct month, this would help a lot\!

-----

Page: 1 / 3\
Next: [Next page](https://www.getapp.com.au/software/2071676/neontra?page=2)

## Links

- [View on GetApp](https://www.getapp.com.au/software/2071676/neontra)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.getapp.com/finance-accounting-software/a/neontra/> |
| en-AE | <https://www.getapp.ae/software/2071676/neontra> |
| en-AU | <https://www.getapp.com.au/software/2071676/neontra> |
| en-CA | <https://www.getapp.ca/software/2071676/neontra> |
| en-GB | <https://www.getapp.co.uk/software/2071676/neontra> |
| en-IE | <https://www.getapp.ie/software/2071676/neontra> |
| en-NZ | <https://www.getapp.co.nz/software/2071676/neontra> |
| en-SG | <https://www.getapp.sg/software/2071676/neontra> |
| en-ZA | <https://www.getapp.za.com/software/2071676/neontra> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"GetApp Australia","address":{"@type":"PostalAddress","addressLocality":"Sydney","addressRegion":"NSW","postalCode":"2060","streetAddress":"Level 18 40 Mount Street North Sydney NSW 2060 Australia"},"description":"Review, Compare and Evaluate small business software. GetApp Australia has software offers, SaaS and Cloud Apps, independent evaluations and reviews.","email":"info@getapp.com.au","url":"https://www.getapp.com.au/","logo":"https://dm-localsites-assets-prod.imgix.net/images/getapp/getapp-logo-light-mode-5f7ee07199c9b3b045bc654a55a2b9fa.svg","@id":"https://www.getapp.com.au/#organization","@type":"Organization","parentOrganization":"G2.com, Inc.","sameAs":["https://twitter.com/getapp","https://www.facebook.com/GetAppcom","https://www.instagram.com/getappcom/","https://www.youtube.com/c/GetAppCom"]},{"name":"Neontra","description":"Neontra is an all-in-one personal finance application for budgeting, financial planning, and net worth tracking. Features include - \n\n- Secure &amp; Trusted: Neontra protects your data with bank-level security. The company never stores sensitive data, including passwords or account numbers.\n- All Your Money in One Place: Connect accounts to import data or manually upload automatically. Track bank accounts, credit cards, loans, investments, assets and cash. View of all your $CAD, $USD, £GBP, €EUR and ¥YEN in one place.\n- Health Check: Evaluate your overall financial wellness with a simple Neontra scorecard. The Health Check provides a personal, score with actionable insights.\n- Income &amp; Expense Tracking: Neontra auto-categorizes transactions so users can quickly see where their money goes. They can see how much they have earned and spent in a specified time frame. View cash flow bi-weekly, by month, by quarter, or by year. Analyze your cash flow cumulatively over time, per period, or by type (Essential / Non-Essential / Debt / Savings)—view patterns in the past and how they project into the future.\n- Personalized Insights: Neontra’s proprietary AI analyzes your financial data and then creates insights and analyses that are personalized for you. \n- Forecasts: Neontra forecasts the financial future to help users plan for the future. See how patterns from the past project into the future. Model and forecast your growth, define projected growth rates, and visualize likely scenarios.\n- Budget Planner and Tracker: Neontra makes it easy to create and manage a budget, so users can spend less time worrying about their money. Set budget targets per category, or use the target forecasted by Neontra based on your past behavior. The Spending Tracker app helps users monitor their progress relative to targets. View your budget performance bi-weekly, by month, by quarter or by year. Learn from the past and go back in time to view your past budget performance.\n- Map Your Goals: Goals may be one-time (vacation) or recurring (funding your retirement). Fund your goals using all of your financial assets, not just bank accounts and investments. Map your assets to the funding of multiple goals based on goal priority. Set goals and track your progress over time.\n- Track All Your Investments: Neontra aggregates and tracks all your investments in one place. Stocks, ETFs, Mutual Funds, Real Estate, Fixed Income, FX, Auto, Personal Assets, NFTs, Crypto, Jewellery, Art, Domains and Collections.\n- Follow the Markets: Build and test your strategies with a fully functional trading simulator, including stocks, metals, crypto, and FX.\n- Personalized Financial Calendar: Use Neontra’s financial calendar to map your day-to-day transactions easily. See all your spending visualized by day, week, and month with one tap. View transactions across all your cards and accounts in one place. Identify time-based trends and patterns in your spending","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/f7dc42d4-8689-46c0-9991-067aa2cd5708.png","url":"https://www.getapp.com.au/software/2071676/neontra","@id":"https://www.getapp.com.au/software/2071676/neontra#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.getapp.com.au/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":49,"ratingValue":4.2},"offers":{"price":"0","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Linux, Windows on premise, Linux on premise, Chrome, Android, Platform ios, Platform ipad"},{"@id":"https://www.getapp.com.au/software/2071676/neontra#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Management Software","position":2,"item":"/directory/1071/financial-management/software","@type":"ListItem"},{"name":"Neontra","position":3,"item":"/software/2071676/neontra","@type":"ListItem"}]}]}
</script>