--- description: Learn more about Chime. We provide Australian business users the most detailed information on pricing, benefits, and disadvantages of software that will make your choice easier. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Chime Reviews, Cost & Features | GetApp Australia 2026 --- Breadcrumb: [Home](/) > [Online Banking Software](/directory/1217/online-banking/software) > [Chime](/software/2047029/chime-1) # Chime Canonical: https://www.getapp.com.au/software/2047029/chime-1 Page: 1 / 5\ Next: [Next page](https://www.getapp.com.au/software/2047029/chime-1?page=2) > Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family. > > Verdict: Rated **4.6/5** by 104 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 104 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.3/5 | Based on overall reviews | | Value for Money | 4.6/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: The Bancorp Bank ## Commercial Context - **Pricing Details**: Please contact Chime directly for pricing details. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Features - ACH Payment Processing - Alerts/Escalation - Authentication - Bill Payment - Cash Management - Chat/Messaging - Compliance Management - Credit Card Management - Credit Card Processing - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Electronic Statements - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - Real-Time Monitoring - Remote Deposit - Retail Banking ## Category - [Online Banking Software](https://www.getapp.com.au/directory/1217/online-banking/software) ## Related Categories - [Online Banking Software](https://www.getapp.com.au/directory/1217/online-banking/software) - [Mobile Banking Software](https://www.getapp.com.au/directory/1485/mobile-banking/software) ## Alternatives 1. [Google Pay](https://www.getapp.com.au/software/2065960/google-pay) — 4.6/5 (916 reviews) 2. [Cash App](https://www.getapp.com.au/software/2052076/cash-app) — 4.2/5 (689 reviews) 3. [Samsung Pay](https://www.getapp.com.au/software/2049746/samsung-pay) — 4.5/5 (265 reviews) 4. [Qonto](https://www.getapp.com.au/software/2074894/qonto) — 4.5/5 (250 reviews) 5. [Crowded](https://www.getapp.com.au/software/2062902/crowded-1) — 4.2/5 (34 reviews) ## Reviews ### "Amazing online bank" — 5.0/5 > **Jerad** | *20 September 2024* | Photography | Recommendation rating: 9.0/10 > > **Pros**: Chime has A LOT to like, it's easy and convenient banking right on your phone, you get a checking and a savings account with no monthly fees, but what I did like most was the chime credit builder card, it actually brought my credit score up. > > **Cons**: There isn't really anything about chime I don't like. > > Overall, I am beyond satisfied with my experience with Chime ----- ### "Great customer service and Ease of Use Banking" — 4.0/5 > **Manda Lyen** | *15 March 2025* | Arts & Crafts | Recommendation rating: 5.0/10 > > **Pros**: Is that you have the opportunity to have a credit building card > > **Cons**: I d not like the fact that if you have a credit building card and a debt card. I wish it was all in one > > Overall my experience was decent. Super easy and the people are helpful. ----- ### "Lies\!\!\! Lies\!\!\! Lies\!\!\!" — 1.0/5 > **Natasha** | *6 November 2024* | Medical Practice | Recommendation rating: 0.0/10 > > **Cons**: Nothing\!\!\! Opening chime dropped my credit score by 60 points. This is not a credit builder > > Horrible\!\!\!\!\! Not worth it, doesn’t help credit score. Does more damage and reports false statements to credit bureau ----- ### "Chime Attributes" — 5.0/5 > **Kirsti** | *24 April 2023* | Cosmetics | Recommendation rating: 10.0/10 > > **Pros**: I have used Chime for a long time time. It is a legit app and easy to use and keep track of my expenses. It's great to use to make payments and to get paid. > > **Cons**: I have not had any problems with Chime. > > I can use Chime to shop and get paid through my employer. I love that I can use it to shop online without any problems. ----- ### "Way better than cash app" — 5.0/5 > **Ambrecia** | *30 November 2023* | Environmental Services | Recommendation rating: 10.0/10 > > **Pros**: I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way. > > **Cons**: I hate the overdraft part of it we can receive it but not use it or take it out. > > I love everything except the overdraft part but other than that I love the authenticity of it and how my money is supposed to be ran. ----- Page: 1 / 5\ Next: [Next page](https://www.getapp.com.au/software/2047029/chime-1?page=2) ## Links - [View on GetApp](https://www.getapp.com.au/software/2047029/chime-1) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | fr | | | fr-BE | | | fr-CA | | | pt | | | pt-PT | | ----- ## Structured Data