About Square Payments

Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.

In order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.

Square Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.

Pricing starting from:

Not provided by vendor

  • Free Version
  • Free Trial
  • Subscription

Key benefits of Square Payments

  • Integrate with Square Invoices to send invoices from laptops or mobile devices directly to customers’ email inboxes and provide clients with a button to pay online or in person with credit and debit card processing.

  • Ensure payments are processed accurately and securely with automated features such as dispute management, PCI compliance management, fraud monitoring, chargeback protection, and more.

  • Integrate with third party e-commerce platforms such as BigCommerce, Weebly, Wix, WooCommerce, Ecwid, and more through the Square App Marketplace to sell online and process payments.

  • Accept payments from chip credit cards, magstripe, NFC through mobile devices, or remotely by keying in payments from the Square dashboard without the need for a card reader. Businesses can also save cards on file for recurring customers to save time.

  • Utilize the Square Payment Processing APIs to sell online through custom built-in app or website payment solutions, and seamlessly integrate online and offline sales. Benefit from Square features such as reporting, deposit tracking, and more.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premises

    Markets

    Australia, Canada, France, Ireland, Japan and 3 others

    Supported Languages

    English, French, Japanese, Spanish

    Pricing starting from:

    Not provided by vendor

    • Free Version
    • Free Trial
    • Subscription

    Images

    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard
    View 7 more
    Square Payments video
    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard

    Features

    Total features of Square Payments: 33

    • ACH Payment Processing
    • API
    • Billing & Invoicing
    • Cash Management
    • Compliance Management
    • Contactless NFC
    • Credit Card Processing
    • Cryptocurrency Processing
    • Customer Database
    • Data Security
    • Debit/Credit Card Processing
    • Electronic Payments
    • Electronic Signature
    • Fraud Detection
    • Gift Card Management
    • In-Person Payments
    • Invoice Management
    • Mobile Access
    • Mobile Card Reader
    • Mobile Payments
    • Multiple Payment Options
    • Offline Access
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • SSL Security
    • Third-Party Integrations

    Alternatives

    ProPay

    4.5
    #1 Alternative to Square Payments
    ProPay is a payment processing software designed to help businesses accept credit and debit card payments through...

    Slice

    4.3
    #2 Alternative to Square Payments
    Slice offers offers a credit card processing solution that eliminates all processing fees for businesses. It allows...

    Salesforce Sales Cloud

    4.4
    #3 Alternative to Square Payments
    Salesforce Sales Cloud is a cloud-based Customer Relationship Management (CRM) application from Salesforce. The...

    Plooto

    4.4
    #4 Alternative to Square Payments
    Ideal for SMBs, accountants, and bookkeepers, Plooto provides end-to-end payment automation, with easy workflows and...

    Reviews

    Overall rating

    4.7 /5
    (2,573)
    Value for Money
    4.5/5
    Features
    4.6/5
    Ease of Use
    4.7/5
    Customer Support
    4.4/5

    Already have Square Payments?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 2,573
    Kate
    Kate
    Overall rating
    • Industry: Automotive
    • Company size: 2–10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    Square is perfect for mobile or online businesses.

    Reviewed on 19/08/2024

    What I like most about square payments is my business is mobile and I don't have a card reader so I...

    What I like most about square payments is my business is mobile and I don't have a card reader so I can take payments from the app by simply and putting card number and accepting the payment. I also like how I invoices.

    Pros

    What I like most about square payments is ease of use for mobile payments and ability to send invoices mobile.

    Cons

    I don't like the processing fee. But all services have a processing fee so I don't mind that it's a little cheaper than others.

    Alternatives Considered

    Stripe and PayPal Zettle

    Reasons for Switching to Square Payments

    I chose square payments over the other one because square was the first one I used and I was used to it. Also I looked at others and compare the prices and square is a lot more affordable.
    Elizabeth
    Overall rating
    • Industry: Retail
    • Company size: 2–10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    User Friendly and fairly priced.

    Reviewed on 19/11/2024

    I have gotten locked out of my account a few times and had difficulty getting back in. You better...

    I have gotten locked out of my account a few times and had difficulty getting back in. You better hope if something goes wrong it is not the weekend. Other than that I love having a square account to take credit card payments on the go with my phone. They give you the first reader for free and the POS are actually priced very well. It is fast and easy to not only set up, but to also use.

    Pros

    I like that once you start taking payments it only takes 5 minutes tops to appear in your Square account. I also like that you can sign up for a checking and savings account with square and there are no fees for using the card. I like the tap to pay where the customer and I just tap phones together and it makes a sound and a happy face pops up. I can then send a reciept to their email. You get your first reader for free as well. I do not use it anymore really because my phone does not have a 3.5mm headphone outlet, but I prefer tap to pay better anyway.

    Cons

    The thing I like least if the difficulty getting ahold of customer service at times. Also when I first started taking payments I had to wait days for the money. I am not sure if I get it fast now because I have a square business checking account, or if everyone can get it that fast. I have used it for so long that I do not recall.

    Alternatives Considered

    Stripe

    Reasons for Choosing Square Payments

    I use Paypal still, just use the virtual terminal now instead of the qr scanners

    Switched From

    PayPal

    Reasons for Switching to Square Payments

    It was a better all around deal and you get the reader for free.
    Leah
    Overall rating
    • Industry: Restaurants
    • Company size: 51–200 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    Restaurant Employee Square Payment User

    Reviewed on 27/01/2025

    I worked in the restaurant industry for 8 years and both companies used Square for payments from...

    I worked in the restaurant industry for 8 years and both companies used Square for payments from consumers.

    Pros

    I liked that square allowed for our company to set up a rewards system.

    Cons

    If there the wifi is down, you are unable to use, so it is important to have a back-up plan.

    Saemi
    Saemi
    Overall rating
    • Industry: Arts & Crafts
    • Company size: Self Employed
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 5.0 /10

    it is ok to Start it open your business

    Reviewed on 13/08/2024

    Its user-friendly interface and straightforward payment process have made managing transactions...

    Its user-friendly interface and straightforward payment process have made managing transactions much easier. While the fees are higher compared to other options, it’s a solid choice if you don’t have other alternatives. Its popularity and reliability make it a trustworthy option.

    Pros

    I have been using it and it has been incredibly convenient for both online and offline transactions. The platform allows me to receive payments from clients seamlessly, without the hassle of complicated options. Its user-friendly interface and straightforward payment process have made managing transactions much easier.

    Cons

    the fees are higher compared to other options, which is a significant drawback. After a few years, I switched to Venmo for a more cost-effective solution.

    Tammy
    Overall rating
    • Industry: Textiles
    • Company size: 2–10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Square for the win!

    Reviewed on 21/11/2024

    I have never had any issues with Square payments and I have been using them for 5 years now for my...

    I have never had any issues with Square payments and I have been using them for 5 years now for my small business. They are prompt and very easy to use.

    Pros

    Square payments make it easy for me to take credit card payments from customers either at my shop or on the go.

    Cons

    The only thing I would change about square is to lower the fees, but they are really not bad at all compared to other companies I have researched before deciding on my square.

    Alternatives Considered

    Clover and SmartSwipe

    Reasons for Switching to Square Payments

    I loved the reputation square had and the fact that they had a reader that allowed me to take payments wherever I was at.
    Showing 5 reviews of 2,573 Read all reviews

    Square Payments FAQs

    Below are some frequently asked questions for Square Payments.

    Square Payments offers the following pricing plans:

    • Pricing model: Free Version
    • Free Trial: Not Available

    Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online & invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information.

    Square Payments has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

    Square Payments supports the following languages:

    English, French, Japanese, Spanish

    Square Payments supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Square Payments integrates with the following applications:

    Acuity Scheduling, BigCommerce, Craver, DAVO, Ecwid, Fomo, Linktree, Mailchimp, Make, MarginEdge, MoeGo, Paymo, Poptin, QuickBooks Online Advanced, Sociavore, Square Invoices, Square Point of Sale, Synder, Thrive by Shopventory, TouchBistro, Weebly, Wix, WooCommerce, Zoho Invoice

    Square Payments offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat

    Related categories

    See all software categories found for Square Payments.