--- description: Learn more about Square Payments. We provide Australian business users the most detailed information on pricing, benefits, and disadvantages of software that will make your choice easier. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Square Payments Reviews, Cost & Features | GetApp Australia 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Square Payments](/software/112251/square-payments-processing) # Square Payments Canonical: https://www.getapp.com.au/software/112251/square-payments-processing Page: 1 / 110\ Next: [Next page](https://www.getapp.com.au/software/112251/square-payments-processing?page=2) > Square Payments is an online payment processing solution which integrates with Square hardware \& POS software to allow businesses to accept payments > > Verdict: Rated **4.7/5** by 2714 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Key benefits of Square Payments Integrate with Square Invoices to send invoices from laptops or mobile devices directly to customers’ email inboxes and provide clients with a button to pay online or in person with credit and debit card processing. Ensure payments are processed accurately and securely with automated features such as dispute management, PCI compliance management, fraud monitoring, chargeback protection, and more. Integrate with third party e-commerce platforms such as BigCommerce, Weebly, Wix, WooCommerce, Ecwid, and more through the Square App Marketplace to sell online and process payments. Accept payments from chip credit cards, magstripe, NFC through mobile devices, or remotely by keying in payments from the Square dashboard without the need for a card reader. Businesses can also save cards on file for recurring customers to save time. Utilize the Square Payment Processing APIs to sell online through custom built-in app or website payment solutions, and seamlessly integrate online and offline sales. Benefit from Square features such as reporting, deposit tracking, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2714 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - API - Activity Dashboard - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contactless NFC - Credit Card Processing - Cryptocurrency Processing - Customer Database - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Fraud Detection - Gift Card Management - In-Person Payments - Invoice Management - Mobile Access ## Integrations (29 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Make - MarginEdge - MoeGo - Paymo - Poptin - QuickBooks Online Advanced ... and 14 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software) ## Related Categories - [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software) - [Mobile Credit Card Processing Software](https://www.getapp.com.au/directory/1183/mobile-credit-card-processing/software) ## Alternatives 1. 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[Modisoft](https://www.getapp.com.au/software/2071619/modisoft) — 5.0/5 (6 reviews) ## Reviews ### "A Simple and Reliable Payment Solution for Small Businesses" — 5.0/5 > **Reyna** | *24 July 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: Easy setup with minimal learning curve Accepts credit cards, debit cards, tap-to-pay, Apple Pay, and Google Pay Fast and reliable payment processing User-friendly mobile app Clear reporting and sales analytics Easy invoice creation and payment tracking Transparent pricing with no long-term contracts Reliable deposits into your bank account Integrates well with other Square products Great for small businesses and service-based businesses Customer receipts via email or text Secure payment processing > > **Cons**: Processing fees can add up with high transaction volumes Instant transfers require an additional fee Some advanced features require paid subscriptions Occasional payment holds or verification requests for larger transactions Reporting is solid but not as customizable as some enterprise systems Customer support response times can vary Inventory management is fairly basic unless using additional Square products Not always the most cost-effective option for larger businesses > > As a business user, Square Payments has been a dependable and easy-to-use platform for processing transactions. Whether accepting in-person payments or sending invoices, Square makes the payment process straightforward for both businesses and customers. One of the things I appreciate most is how easy it is to get started. The setup is simple, the interface is intuitive, and payments process quickly. The reporting dashboard also provides helpful insights into sales, transactions, and payment history, making it easier to stay organized. I also like the flexibility Square offers. Customers can pay with credit cards, debit cards, contactless payments, and mobile wallets, which creates a smooth checkout experience. Deposits are reliable, and the mobile app allows me to monitor transactions even when I'm away from the office. Overall, Square Payments has been a great solution for managing payments. It's user-friendly, reliable, and provides the essential tools a small business needs without being overly complicated. ----- ### "Fantastic product" — 5.0/5 > **Trisha** | *9 April 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: The different payment methods are very handy. It is also very easy to set up on your mobile device so payments can be taken directly from your mobile with no equipment needed. The ability to customize items, taxes and tips in the app are very simple to set up. Payments are secure and quick. > > **Cons**: The only con which is minor in my opinion is the 1-3 day wait to transfer funds. They do have ways around this with a small fee or by using the square card which makes funds spendable immediately. > > Overall I enjoy Square. The ease of use and secure payments are wonderful. I often get compliments from customers on how convenient it is for them. ----- ### "Good POS tool on the go" — 3.0/5 > **Catherine** | *11 July 2025* | Insurance | Recommendation rating: 5.0/10 > > **Pros**: Square Payments are a widely known legitimate form of payment on the go, or for a small business, or a non-profit. > > **Cons**: I have never liked the fact that they continue to charge a transaction fee, that makes it cost-prohibitive for some small businesses, and ineffective for non-profits. > > I think it has worked well in the past, but now I am aware that there are more options, and some cheaper and more easy to use than Square. ----- ### "Easy to use product\!" — 4.0/5 > **Bree** | *12 May 2026* | Maritime | Recommendation rating: 8.0/10 > > **Pros**: Square has been an excellent payment platform for our fishing charter business, especially in seasonal, travel-driven markets like Alaska and Florida. It gives clients multiple ways to pay, including online deposits, final trip balances, invoices, and in-person card payments at the dock. Invoicing and payment tracking are straightforward, and the mobile card reader adds flexibility when working in the field or at the marina. It’s also easy to track payments, stay organized, and provide a professional payment experience for clients. > > **Cons**: The transaction fees can add up during peak charter seasons when processing a high volume of bookings and larger payments. There can also be occasional holds or verification requests on larger transactions, which can be inconvenient when managing a busy schedule. Outside of that, the platform has been very dependable. > > Overall, my experience with Square has been very positive. It’s a flexible, reliable, and easy-to-use payment platform that works well for a charter business managing deposits, final payments, and in-person transactions. Having both invoicing and mobile payment options has made it easier to serve clients professionally while keeping our business operations organized across multiple locations. ----- ### "I love square and recommend to anyone that needs a payment processor." — 5.0/5 > **Stephanie** | *1 December 2025* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: I love the ease of use. The transaction fees are reasonable and in-line with standard. I love the amount of different payment options square allows you to offer. I love the Square loans that are offered when eligible. > > **Cons**: Honestly, I cant think of much that I don't like about them. If I had to say something, I would like if the small terminal was more modern looking. This, however, doesn't affect that way it operates. > > I am 100% happy with my experience with Squarer. In the rare occasion that I have needed customer support, I received it quickly. The service is reliable, and cost effective. ----- Page: 1 / 110\ Next: [Next page](https://www.getapp.com.au/software/112251/square-payments-processing?page=2) ## Links - [View on GetApp](https://www.getapp.com.au/software/112251/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-CL | | | es-CO | | | es-MX | | | fr | | | fr-BE | | | fr-CA | | | nl | | | nl-BE | | ----- ## Structured Data