--- description: Learn more about Square Payments. We provide Australian business users the most detailed information on pricing, benefits, and disadvantages of software that will make your choice easier. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Square Payments Reviews, Cost & Features | GetApp Australia 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Square Payments](/software/112251/square-payments-processing) # Square Payments Canonical: https://www.getapp.com.au/software/112251/square-payments-processing Page: 1 / 109\ Next: [Next page](https://www.getapp.com.au/software/112251/square-payments-processing?page=2) > Square Payments is an online payment processing solution which integrates with Square hardware \& POS software to allow businesses to accept payments > > Verdict: Rated **4.7/5** by 2691 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Key benefits of Square Payments Integrate with Square Invoices to send invoices from laptops or mobile devices directly to customers’ email inboxes and provide clients with a button to pay online or in person with credit and debit card processing. Ensure payments are processed accurately and securely with automated features such as dispute management, PCI compliance management, fraud monitoring, chargeback protection, and more. Integrate with third party e-commerce platforms such as BigCommerce, Weebly, Wix, WooCommerce, Ecwid, and more through the Square App Marketplace to sell online and process payments. Accept payments from chip credit cards, magstripe, NFC through mobile devices, or remotely by keying in payments from the Square dashboard without the need for a card reader. Businesses can also save cards on file for recurring customers to save time. Utilize the Square Payment Processing APIs to sell online through custom built-in app or website payment solutions, and seamlessly integrate online and offline sales. Benefit from Square features such as reporting, deposit tracking, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2691 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - API - Activity Dashboard - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contactless NFC - Credit Card Processing - Cryptocurrency Processing - Customer Database - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Fraud Detection - Gift Card Management - In-Person Payments - Invoice Management - Mobile Access ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software) ## Related Categories - [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software) - [Mobile Credit Card Processing Software](https://www.getapp.com.au/directory/1183/mobile-credit-card-processing/software) ## Alternatives 1. [PayPal](https://www.getapp.com.au/software/91263/paypal) — 4.6/5 (26440 reviews) 2. [Venmo](https://www.getapp.com.au/software/106635/venmo) — 4.7/5 (9286 reviews) 3. [Stripe](https://www.getapp.com.au/software/91015/stripe) — 4.6/5 (3347 reviews) 4. [Square Point of Sale](https://www.getapp.com.au/software/91016/square-point-of-sale) — 4.6/5 (3031 reviews) 5. [Modisoft](https://www.getapp.com.au/software/2071619/modisoft) — 5.0/5 (6 reviews) ## Reviews ### "Game Changer\!" — 5.0/5 > **Chelsea** | *2 December 2025* | Arts & Crafts | Recommendation rating: 10.0/10 > > **Pros**: I love how convenient Square Payments is to use. No matter where I am, I always can use my Square Payments\! > > **Cons**: Sometimes I feel like my Square Payments tends to run a little slow. But all in all, that is normal for most technology. > > It has been a game changer using Square Payments. Easier for not only me but also all my customers\! I have been very pleased with my decision to use Square Payments\! ----- ### "I love square and recommend to anyone that needs a payment processor." — 5.0/5 > **Stephanie** | *1 December 2025* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: I love the ease of use. The transaction fees are reasonable and in-line with standard. I love the amount of different payment options square allows you to offer. I love the Square loans that are offered when eligible. > > **Cons**: Honestly, I cant think of much that I don't like about them. If I had to say something, I would like if the small terminal was more modern looking. This, however, doesn't affect that way it operates. > > I am 100% happy with my experience with Squarer. In the rare occasion that I have needed customer support, I received it quickly. The service is reliable, and cost effective. ----- ### "Absolutely love it" — 5.0/5 > **Rachel** | *27 April 2026* | Food & Beverages | Recommendation rating: 10.0/10 > > **Pros**: We only use it when we go to expos, which is about 3 times a year. This is such an affordable and easy way for us to manage those. > > **Cons**: Absolutely nothing, it's a great system. So easy, customers love it, and there's no costs if we don't use it for a few months. ----- ### "Moderate excitement" — 3.0/5 > **Jubril** | *29 July 2025* | Real Estate | Recommendation rating: 6.0/10 > > **Pros**: Simple set up, flat fee rates.. even though i think the price factor adds up eventually. And oh yes\! - easier and ridiculously cheaper than traditional merchant accounts for moderate card use. > > **Cons**: Square was built to integrate unavoidably in my many ways hence has many features linked to its success so that If you’re only using Square to accept payments and ignoring its software features, you might be overpaying compared to many alternatives. > > I think the rates are high up now, cos many competitors can easily offer 1.8% processing rates as compared to Square that is still stuck in the 2.6% region ----- ### "Square Payments - US Market Leader of Point Of Sale Systems" — 5.0/5 > **Nathaniel** | *26 March 2026* | Automotive | Recommendation rating: 9.0/10 > > **Pros**: What I like most about Square Payments is the point of sale ability this software has given to particularly small businesses and even hobbyists. I do a fair of online shopping, often times from small vendors and private individuals. Square allows these sellers to easily accept electronic forms of payments from buyers who they otherwise may not have been able to or would have historically may have only accepts cash or check for payment. > > **Cons**: As a consumer who has only used Square Payments for processing payments as a buyer, there is nothing that I can think of that I would consider a con of Square Payments. I have never used Square Payments as a seller though, so perhaps there may be cons associated there. > > Square Payments is cloud based point of sale system that offers both physical devices which read payment card information, and software. It also offers financial services and includes features designed to support business operations for both small and large scale businesses. Square provides e-commerce and inventory capabilities, customer appointments, payroll processing, shift scheduling, and even access to banking and business loans. ----- Page: 1 / 109\ Next: [Next page](https://www.getapp.com.au/software/112251/square-payments-processing?page=2) ## Links - [View on GetApp](https://www.getapp.com.au/software/112251/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-CL | | | es-CO | | | es-MX | | | fr | | | fr-BE | | | fr-CA | | | nl | | | nl-BE | | ----- ## Structured Data