About Square Payments

Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.

In order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.

Square Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.

Pricing starting from:

N/A

  • Free Version
  • Free Trial
  • Subscription

Key benefits of Square Payments

  • Integrate with Square Invoices to send invoices from laptops or mobile devices directly to customers’ email inboxes and provide clients with a button to pay online or in person with credit and debit card processing.

  • Ensure payments are processed accurately and securely with automated features such as dispute management, PCI compliance management, fraud monitoring, chargeback protection, and more.

  • Integrate with third party e-commerce platforms such as BigCommerce, Weebly, Wix, WooCommerce, Ecwid, and more through the Square App Marketplace to sell online and process payments.

  • Accept payments from chip credit cards, magstripe, NFC through mobile devices, or remotely by keying in payments from the Square dashboard without the need for a card reader. Businesses can also save cards on file for recurring customers to save time.

  • Utilize the Square Payment Processing APIs to sell online through custom built-in app or website payment solutions, and seamlessly integrate online and offline sales. Benefit from Square features such as reporting, deposit tracking, and more.
  • Devices

    Business size

    S M L

    Markets

    Australia, Canada, Spain, United Kingdom, Ireland, Japan, Norway, United States

    Supported Languages

    English, Spanish

    Pricing starting from:

    N/A

    • Free Version
    • Free Trial
    • Subscription

    Images

    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard
    View 7 more
    Square Payments video
    Square Payments Software - Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Square Payments Software - Connect Square payments processing with Square hardware devices to accept all major credit cards
    Square Payments Software - Accept credit card payments by integrating with Square card reader hardware and POS software
    Square Payments Software - Digital receipts
    Square Payments Software - Payments virtual terminal
    Square Payments Software - Application dashboard

    Features

    Total features of Square Payments: 36

    • ACH Payment Processing
    • API
    • Billing & Invoicing
    • Cash Management
    • Cash Transactions
    • Compliance Management
    • Contactless NFC
    • Credit Card Processing
    • Cryptocurrency Processing
    • Customer Database
    • Data Security
    • Debit/Credit Card Processing
    • Electronic Payments
    • Electronic Signature
    • Fraud Detection
    • Gift Card Management
    • In-Person Payments
    • Invoice Management
    • Invoice Processing
    • Mobile Access
    • Mobile Card Reader
    • Mobile Payments
    • Multiple Payment Options
    • Offline Access
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Payment Processing
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • SSL Security
    • Third Party Integrations

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    Reviews

    Overall rating

    4.7 /5
    (1,872)
    Value for Money
    4.5/5
    Features
    4.6/5
    Ease of Use
    4.7/5
    Customer Support
    4.4/5

    Already have Square Payments?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Write a Review!
    Showing 5 reviews of 1,872
    Marilyn P.
    Overall rating
    • Industry: Religious Institutions
    • Company size: 2-10 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    Square Me UP!

    Reviewed on 01/04/2022

    Overall we will continue to use Square Payments because it is trustworthy product, we are never...

    Overall we will continue to use Square Payments because it is trustworthy product, we are never concerned with losing any revenue while using this system.

    Pros

    What our company likes the most about Square Payments is the ease of set and simple data entry input. Set only required linking to an email and a bank account for dispersing.

    Cons

    I would have to say that sometimes when using the mobile app, you cannot sent invoices, you must download another app to send invoices.

    Alternatives Considered

    PayPal and Venmo
    Brett H.
    Overall rating
    • Industry: Entertainment
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    The Only Merchandise, Website, & Card Payment Manager You Will Ever Need

    Reviewed on 03/04/2022

    Square has satisfied all card processing, website management, inventory management, and merchandise...

    Square has satisfied all card processing, website management, inventory management, and merchandise marketing needs for us over the past 6 years wonderfully and will hopefully continue to be the main catalyst in our financial minimization and success as a touring/professional band moving forward!

    Pros

    As a user of Square for about 6 years now in managing my band’s merchandise, website sales, in-person sales, and all credit/debit card processing needs, I can honestly say that this is the best card processing software in today’s market. The fact that the card processing fees are as reasonable as they are with the card readers and entire web store being 100% free, makes Square the best value when compared to other alternatives. I recommend square almost daily to all my colleagues, business partners, and new fellow musicians I meet each week at home and on the road.

    Cons

    There are no cons about using square. I truly cannot even think of one thing I dislike about this software as everything from payments, processing, inventory management, to direct deposit, and even website management is on point at all times. Well done Square.

    Alternatives Considered

    Big Cartel

    Reasons for Choosing Square Payments

    Bandcamp was taking a pretty large cut of each merchandise sale and didn’t offer as many card processing options or ease of use during the year we used it. The Bandcamp website also didn’t compare to the quality and efficiency we instantly found within square’s website use!

    Reasons for Switching to Square Payments

    Much similar to bandcamp, bigcartel had more significant fees to take from each transaction as opposed to square and didn’t leave us with the visual website aesthetics that we were looking for either.
    Marquita R.
    Overall rating
    • Industry: Design
    • Company size: 2-10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 7.0 /10

    Square will charge you anywhere they can

    Reviewed on 21/04/2022

    I stick with square because it's what's familiar to me, and I make enough money from my business...

    I stick with square because it's what's familiar to me, and I make enough money from my business not to be just disgusted by every little fee they hit you with. They do send you really good analytic reports i must say.

    Pros

    Square has its good points; I believe when i opened my account back in 2014 I was sent a free reader to attach to my mobile devices to scan credit cards. They haven't given me issues personally with my funds. I don't like all the fees. Fees for this fees for that, I mean can we settle for a monthly or annaully. They shoot the oh never any monthky or hidden fees because they are making more money chargin per transaction. I really don't care for them, but i've been with them for so long, I stay.

    Cons

    I still couldn't tell you how to run their mobile app completely after 8 years, I feel like it's always having issues.

    Verified Reviewer
    Overall rating
    • Industry: Media Production
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    So Easy to Implement, I was Done Before I Knew It

    Reviewed on 11/05/2022

    We needed a payment form on our website to accept payments. We didn't want to have to build our own...

    We needed a payment form on our website to accept payments. We didn't want to have to build our own "shopping cart" for this and square payments was a great option to skip that and begin accepting payments quickly.

    Pros

    I needed to accept payments on my website and I tried using a different program, but the issues seemed almost impossible to overcome, as I am not an experienced website form developer. I easily and quickly had square payments set up on my website and I have never had a single issue accepting payments.

    Cons

    I have nothing negative to say currently about this product. I had a horrible experience before implementing square payments, so I find this product to be great. I guess I could ask for lower fees, however, they are not all that high, to begin with.

    Marcus P.
    Overall rating
    • Industry: Food & Beverages
    • Company size: 11-50 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    Best POS for High Volume Transactions

    Reviewed on 05/05/2022

    Overall, Square keeps winning our business for it's ease of use, reliability, and transparency in...

    Overall, Square keeps winning our business for it's ease of use, reliability, and transparency in costs.

    Pros

    No per swipe fees and a flat rate fee make Square the most transparent point of sale software of the market. Accepting payments is easy and straightforward. After 10 years of use, we have shopped around and can't find a better, easier to learn interface than the Square system for our high volume storefronts.

    Cons

    Integration with other software could be better, such as with Quickbooks online. Support has never been great but has improved over the last 3 years.

    Alternatives Considered

    PayPal, Arryved and Toast POS

    Reasons for Switching to Square Payments

    Transparency and competitive costs, as well as the intuitive interface helped win us over and kept our business for 10 years.
    Showing 5 reviews of 1,872 Read all reviews

    Square Payments FAQs

    Below are some frequently asked questions for Square Payments.

    Square Payments offers the following pricing plans:

    • Starting from:
    • Pricing model: Free Version
    • Free Trial: Not Available

    Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online & invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information.

    Square Payments has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1,000, 1,001+

    Square Payments supports the following languages:

    English, Spanish

    Square Payments supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Square Payments integrates with the following applications:

    Acuity Scheduling, BigCommerce, Craver, DAVO, Ecwid, Fomo, Integromat, Linktree, Mailchimp, MarginEdge, MoeGo, Paymo, Poptin, QuickBooks Online Advanced, Shopventory, Sociavore, Square Invoices, Square Point of Sale, Synder, TouchBistro, Vend, Weebly, Wix, WooCommerce, Zoho Invoice

    Square Payments offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support

    Related categories

    See all software categories found for Square Payments.