PayPal

4.7 (25,284)
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Comprehensive solution to serve your business needs.

Overall rating

4.7 /5
(25,284)
Value for Money
4.5/5
Features
4.6/5
Ease of Use
4.6/5
Customer Support
4.3/5

94%
recommended this app
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25284 Reviews

Avash
Avash
Overall rating
  • Industry: Information Technology & Services
  • Company size: 2–10 Employees
  • Used Daily for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

One of the Best Platforms for Online Payment

Reviewed on 14/11/2020

I love PayPal. Using it is as easy as browsing the internet. I can receive and request payment from...

I love PayPal. Using it is as easy as browsing the internet. I can receive and request payment from clients all over the world in few minutes as it is accepted in almost all country. It's also easy to track incomes and financial activities. PayPal has made my professional life a lot easier.

Pros

As a part-time freelancer, I have clients from many countries and I use PayPal most of the time to receive money. With PayPal, I can receive money, request money from clients and send invoices instantly to clients and all at a very low cost. I also feel that my information is secure on PayPal as they are a bit ahead in Information Security than other similar platforms. It is also easy to shop online using PayPal as it is accepted in almost all major platforms. Paypal has great and minimal User Interface, so it's very intuitive to use it.

The feature I like most is that we can create a PayPal.me payment URL and also embed it in websites. I also like that we can create a pool and then pay in a team.

Cons

Sometimes they lock your account for unknown reasons and it can be frustrating but those things are necessary to keep scammers and fraud out of PayPal so they aren't big deal. However, I have experienced bad errors a few time during checkout. I don't know why it happens but has happened multiple times to me.

Justin
Overall rating
  • Industry: Primary/Secondary Education
  • Company size: 51–200 Employees
  • Used Monthly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 9.0 /10

Easy to use payment method

Reviewed on 10/10/2024

I have had an overall positive experience. I wish it was a little more clear how they secure...

I have had an overall positive experience. I wish it was a little more clear how they secure payments in situations where a scam or phishing may be involved. Because it's primarily an online source of payment, this seems like it would be important.

Pros

I like how ubiquitous this software is and it is easy to use.

Cons

I don't like some of the ways that it links payment methods. I wish it would more freely connect to gift cards and other payments in a more "wallet" like way. I also wish it had some more Venmo like features for personal payments.

Thomas
Overall rating
  • Industry: Defense & Space
  • Company size: 51–200 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 5.0 /10

PayPal great unless you need cash back rewards

Reviewed on 26/09/2024

Used frequently since 2004. Wish I would have switched to competition ma my years earlier.

Used frequently since 2004. Wish I would have switched to competition ma my years earlier.

Pros

Common well known name. Easy to integrate in most payment portals and personal usage.

Cons

Very low rewards and payback on usage. Competitors which pays back extensive cash back percentages are now commonplace. PayPal does not and does not care to update that feature

Peeka
Overall rating
  • Industry: Entertainment
  • Company size: 501–1,000 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Paypal is more than banking

Reviewed on 22/09/2024

PayPal has allowed me the financial ability to do both business and every day transactions.

PayPal has allowed me the financial ability to do both business and every day transactions.

Pros

I can receive money from some other countries.

Cons

navigating the PayPal app could be easier.

Nicole
Overall rating
  • Industry: Arts & Crafts
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 8.0 /10

Convenient and time-saving!

Reviewed on 30/09/2024

I enjoy the convenience and time-saving feature while checking out with online retailers, but I...

I enjoy the convenience and time-saving feature while checking out with online retailers, but I typically will use Venmo to send/receive money with friends and family - I used PayPal for that in the past. As long as my account stays secure, I will continue to use PayPal.

Pros

I absolutely love the option to checkout with online retailers by using PayPal. The convenience of not having to type in my credit card number is the best feature in my opinion.

Cons

A couple years ago, my PayPal account was hacked into. I received an email that an online virtual bakery was opened with my account. Terrified, I contacted PayPal and demanded they close my account. They refused and stated that the business that was registered to my account was deleted, and it would never happen again. Being that PayPal is connected to my bank and my credit card, I was mortified that security was not strong enough to keep someone from hacking into it.

Sam
Overall rating
  • Industry: Retail
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 9.0 /10

Good product, easy to use, customers like it, expensive

Reviewed on 14/10/2024

Pros

PayPal has been around forever, and it's super easy to use. More customers than you might think prefer it over credit/debit. They also provide much better chargeback protections to merchants than the credit card companies (who almost NEVER side with the merchant in the case of a dispute)

Cons

The fees are high, and non-negotiable until you get past some unpublished monthly revenue. I've heard this is around $100k in PayPal sales per month.

Serene
Overall rating
  • Industry: Retail
  • Company size: 11–50 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 9.0 /10

What I Know About PayPal Payment Gateway

Reviewed on 25/09/2024

Pros

PayPal allows me to send and receive payments instantly from any corner of the globe.
The best part is that it allows users without account to make payments outside PP through credit cards.

Cons

My account was limited late last year but it was reinstated after a long debate with customer support.

Krystal
Overall rating
  • Industry: Arts & Crafts
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Convenient and useful

Reviewed on 07/10/2024

Overall, I found that PayPal is a very convenient way to keep up with investing and transactions....

Overall, I found that PayPal is a very convenient way to keep up with investing and transactions. It is also easy to send money and receive.

Pros

I like that PayPal is easy to send and spend money. It is easy to keep track of invoices and tracking of product related to those invoices.

Cons

There’s nothing at least like about PayPal.

Meegan
Overall rating
  • Industry: Education Management
  • Company size: 201–500 Employees
  • Used Monthly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Great Payment System!

Reviewed on 30/09/2024

My overall experience with PayPal has been very positive. I have never had any problems using them...

My overall experience with PayPal has been very positive. I have never had any problems using them for my payment needs. I did have one situation where a seller never shipped my item. I was able to contact support they quickly fixed the situation and I was able to get my money back promptly.

Pros

Paypal is a great payment system for multiple platforms. I like that you can send money between customers/friends, have your paycheck deposited, and pay for online purchases. I never feel comfortable giving companies my credit card information. So being able to use Paypal makes that process much safer. With PayPal buyer protection, you don't have to worry about getting scammed when purchasing items online. They have great customer service whenever you need help. I also like the option to buy cryptocurrency. This was a new feature they released.

Cons

The only con I can think of at the moment with PayPal is the fees they charge when sending a payment. If you know the person you're sending the money to, you can avoid this fee.

Zakaria
Overall rating
  • Industry: Management Consulting
  • Company size: 11–50 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Reliable Payment Gateway Program

Reviewed on 07/11/2024

Sending and receiving payments instantly is what I relish a lot with PP.

Sending and receiving payments instantly is what I relish a lot with PP.

Pros

It is over a decade now ever since I started using PayPal. I like that it makes it easy to pay and get paid online across the globe 🌎.

Cons

I have never had any issues with PayPal for the 10+ years that I have been using it.

Andrew
Andrew
Overall rating
  • Industry: Food & Beverages
  • Company size: 10,000+ Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 8.0 /10

PayPal cuz ya gotta...

Reviewed on 29/02/2020

PayPal is always going to be a mover-and-shaker in the internet finance sector and if you're just...

PayPal is always going to be a mover-and-shaker in the internet finance sector and if you're just sending money to your friends and family or stacking a few bucks to pay for stuff online PayPal is a good option. For me doing business with PayPal has been easy but If you're a medium-to-large sized company maybe you should look for a business account elsewhere.

Pros

PayPal is one of those things ya almost gotta have. All these new digital credit cards coming out that mask your numbers is old newus as far as PayPal is concerned. They pioneered not only digital currency but gave us a format on how-to buy things online. These new marketplaces (letgos, offerups, Facebook marketplace) really owe PayPal a debt of gratitude of for making us comfortable to purchase online. In addition to the privacy PayPal offers they also make it easy for you to send and receive money especially to your friends and they don't charge you anything. You can get a free cash card which is cool and you can also use card to accept payment for your small business.

Cons

PayPal does require a lot of background if you were to open up an account and get a cash card. They do close people down for practically nothing and they will freeze assets for an undetermined amount of time if anything is questioned. Also there so in bed with eBay that if eBay doesn't like something about you or your account they can freeze assets as well. They have a pretty weak offers category where you can get some discounts but they're not all that great and neither is there discount on shipping. And why don't they have their own check cashing division being so big, why use Ingo?

Tiffany
Overall rating
  • Industry: Luxury Goods & Jewelry
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Prefer PayPal over any other online bank/money transfer software!

Reviewed on 31/01/2021

Overall, I love PayPal. I have recommended this product to literally everyone I know, and will...

Overall, I love PayPal. I have recommended this product to literally everyone I know, and will continue to do so, and definitely continue using it, for both business and personal services.

Pros

I actually use PayPal for both personal and business accounts. Basically, they are the most full service software that I can find for everything I need from a bank. To me, they are way more than a bank or just a money transfer/pre-paid account. It's incredibly easy to use, from set up, to any added outside accounts, sending and transferring money to your account, and receiving money as well. Any money movement takes place in literally seconds. The fact that there is buyer and seller protection for purchasing online is fantastic. PayPal was actually what got me to start finally shipping online, because I trust the software.

Cons

The only thing I can think of is that it seems to be slightly difficult to remove websites/vendors from the automated payments processing. Sometimes it doesn't remove them. Also, I wish they sent warnings of payments about to be taken out.

Alternatives Considered

Venmo

Reasons for Choosing PayPal

I didn't like the fees for every single transaction with netspend. Plus the monthly fees, atm fees, just too many fees for crying out loud.

Reasons for Switching to PayPal

I needed a product that actually works as a stand alone bank account, as well as a money transfer app
Karabo
Overall rating
  • Industry: Media Production
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 6.0 /10

My use of PayPal(Digital Wallet)

Reviewed on 09/03/2021

It has made purchasing easy and reliable mostly with on line shopping. receiving payments from...

It has made purchasing easy and reliable mostly with on line shopping. receiving payments from customers across the world is no fast and reliable.

Pros

The security measure your personal banking details are protected from hackers. You can put in double authentication measures to make sure you are using the proper PayPal account. cashback on certain cards( America Express card). I earn money back on my purchases. last but no least the PayPal Offers they might not last all year round but they do come in handy.

Cons

Losing access to one of the biggest consumer rights protection(Section 75 of the consumer credit act).
The Inactivity Fee if I haven't used my account for a certain period of time I get charged.
it's very difficult to use it in shops its not reliable in some retail shops.
The Conversion rate is not fantastic.

Alternatives Considered

Google Pay

Reasons for Choosing PayPal

The security measures on them are very low which makes it a play ground for hackers and scammers. High Fees & Pricing.

Switched From

Payoneer and Dwolla

Reasons for Switching to PayPal

The security measure your personal banking details are protected from hackers. You can put in double authentication measures to make sure you are using the proper PayPal account. cashback on certain cards( America Express card). I earn money back on my purchases. last but no least the PayPal Offers they might not last all year round but they do come in handy.
Josh
Josh
Overall rating
  • Industry: Design
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Likelihood to recommend 9.0 /10

Great online payments system with many features

Reviewed on 14/09/2021

My experience has been great and I use Paypal all the time for many online purchases and have...

My experience has been great and I use Paypal all the time for many online purchases and have places that send me payments right to my paypal account.

Pros

There are very few places that do not take paypal. You can easily add multiple ways to pay. It also easily integrates with many things like woocommerce, zapier and wordpress to take payments if you would like. It is easy to get money from friends or people who owe you for business.

Cons

There is really only one annoyance that I have with paypal. If I have a say $10 visa or mastercard gift card and say I want to buy something for $15 most places online don't take 2 forms of payment for the same item so I need some way to put the gift card into my paypal account, but they don't allow you to easily send money from a credit card or prepaid gift cards. So the work around is to make an invoice and send it to another email and then pay with the gift card. There are 2 things with this the first is then that you must pay a fee which I understand and would be fine paying the fee. The other is that the whole process is a pain in the butt. They should just allow prepaid gift card amounts to be added to your balance and then just charge you the fee. Annoying but not a deal breaker.

Alternatives Considered

Wave

Reasons for Switching to PayPal

It's not necessarily that I have chosen Paypal over Wave. I use Wave more for my business and accounting stuff and making pretty invoices. I use Paypal way more often for my personal stuff and many online purchases and to get payments from survey sites and a few other things. So I think Paypal has its great purposes and if I start an ecommerce website which I probably will I will likely use Paypal for taking payments with Woocommerce.
Samridh
Samridh
Overall rating
  • Industry: Mechanical or Industrial Engineering
  • Company size: 501–1,000 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Likelihood to recommend 9.0 /10

My goto place for transactions

Reviewed on 01/02/2019

Pros

Everyone who has done some sort of online payment and transactions have hear of paypal so it wouldn't be wrong to say it is one of the most used online third party payment source in variety of businesses. I have used paypal for last 10 years and still do for many of my online purchases and even fund raisers.
- Easy to create account and use it
Paypal account is free to create for normal usage and anyone can have it. It is simple, straightforward, and most importantly no hassles.
- Secure and safe
At this age where technology is everywhere data security is super important. Paypal takes user information and data very seriously and does encrypt it in the most secure way.
- Easy to links accounts
You can put money in paypal or link bank accounts and transfer directly. You can even send money to family and friends with a few click of buttons once your accounts is link. How great is that.
- Smooth transactions
Whether you are selling stuff or buying, everyone trusts paypal so using it for a means of payment is accepted everywhere. Ebay users are one of the biggest user of paypal.
- History
Your buying, selling, depositing and withdrawing information are locked and loaded on paypal for viewing. When someone like me who continuously buys on ebay and sometimes sells as well, paypal helps me understand how much important it is to have these individual transactions stored and organized.

Cons

Paypal is great except,
- Transaction fees for businesses
Do you buy and sell on ebay? Then there is some fee one has to pay which is not great for everyone. I hated those fees but a small price to pay for convenience I think
- Not good for big businesses
Paypal is not for big business for sure due to its lack of proper customer support and backup. Better go elsewhere.

I never had to deal with it but I know a few people whose paypal account got frozen or removed for no reason. That could be a disaster for sure and that means you have to go through a lengthy process to get your money back if you lost some.

Carissa
Overall rating
  • Industry: Nonprofit Organization Management
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Very handy and safe

Reviewed on 09/06/2019

I've never had a problem with Paypal personally or professionally. As a non-profit CEO, I love that...

I've never had a problem with Paypal personally or professionally. As a non-profit CEO, I love that we can just put a button on a website or give out our accounting e-mail addy when people ask where to send donations and they can do it right away. It's an easy way to sell any products or do fundraising events and not have to manually keep track of each transaction because PayPal keeps track of it all in one spot! Once, there was a charge that I didn't authorize, and they responded immediately and took care of it. I feel really safe using it.

Pros

I feel safe using Paypal. It is so easy to transfer funds and also keep funds safe in a separate account besides banking or savings. The paypal credit is great for emergencies to not have to pay interest for 6 months, and the new paypal cash card is a great backup to access funds as needed from any ATM. I love that I have the option to transfer funds to other accounts, and have one resource I can use to pay with ANY of my accounts instead of having to type in numbers from so many different cards. The speed in which funds are transferred for free is very fast, but to also have the option to pay a small fee for a faster transfer is helpful in emergency situations especially. It is SO easy to use and funds are immediately available by simply typing in an e-mail addy or using a paypal.me link. It's a perfect one stop to combine so many accounts together, send and receive money, save money, pay securely online, and request money. I use it personally, as does my non-profit. It saves my non-profit a lot of money by not having to have a credit card machine we use through the bank! It encourages people to donate because it is instant (so they don't forget or change their minds later) and so easy by not having to write out a check or get a money order. I love being able to see my payments and what I have received from where all in one spot. The option to return funds, request funds, or pay others all in one spot is so fast and easy! I LOVE paypal!

Cons

Sometimes I have some navigational issues on the site, but I don't know why because I've used it for so long! Otherwise, I really can't think of anything about Paypal that I don't like.

Osamah
Overall rating
  • Industry: Computer & Network Security
  • Company size: 5,001–10,000 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Easy Money Transactions

Reviewed on 09/09/2019

I have been using PayPal for over 5 years now and I think I can't abandon it anytime soon. PayPal...

I have been using PayPal for over 5 years now and I think I can't abandon it anytime soon. PayPal made my life easier. Before PayPal, I had to go to my bank by car ( which consumes a lot of my time as the closest bank is a little bit too far away) to cash out my tuition fees and regular expenses. But now with PayPal, I don't have to do that anymore, my parents would simply transfer the money directly to my PayPal account and I can shop online without any effort at all!

My advice, if you are not already a PayPal client, you should start using it. You will never regret it!

Pros

It's easy and simple to register in PayPal. All you need is an email address, a password and that is it! Once you register you can instantly start transferring or receiving money from your friends and relatives. You don't have to provide them with any kind of confidential information, all you need to give them is your email and they can instantly make a transaction to you! It's as simple as that!

As a student studying outside of my country, My parents use PayPal to send me my tuition fees, money for food and living. All that happens through PayPal without making effort and without having to deliver it by hand.

You can use PayPal to make purchases online. I use it to shop from popular markets like eBay and it works just fine!

One thing I like a lot about PayPal is that it is very easy to use, even a 10 years old boy can use it for the first time without any troubles! it has a very simple (yet detailed) interface that no one will struggle to navigate through the different tabs.

Also, I like how purchases are made within literally a few seconds, everything happens in a blink of an eye!

Cons

Honestly speaking, there is nothing to dislike about PayPal. Nothing!

Although I might complain about PayPal not being supported as an available payment option in some big online shopping websites like Amazon or AliExpress. However, that has nothing to do with PayPal itself so I can't consider it a downside. Like I said everything in PayPal is just perfect!

Verified Reviewer
Overall rating
  • Industry: Research
  • Company size: 10,000+ Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 8.0 /10

Very good, but needs some improvement to be best

Reviewed on 04/12/2019

I use it mostly for sharing money with friends and family and in this service, PayPal is second to...

I use it mostly for sharing money with friends and family and in this service, PayPal is second to none considering the ease of use. I found it very helpful for online checkouts. A lesser service fee and easier use of paypal credit would make their service more better and impeccable. Overall, it’s a great privilege to use such a nice money management system.

Pros

Paypal is the first money sharing app I have ever used. For their free transfer and instant transfer to PayPal account, I even now keep this app on top of all other such apps. Also most of the online vendors now accept paypal and paypal credit while it is very easy to checkout with one click, hence I use it where I have it as an option. Also I can transfer money from my paypal to bank account and vice versa without any fee. All these are the reasons I love to use it and have been using it almost everyday to split expenses with friends and family as well as using it for online purchases.

Cons

Their customer support is not that much responsive as you will find it hard to talk to a human agent over phone. Also most of the representatives I have talked to so far don’t seem to have a comprehensive knowledge of the system. The representatives need to be more knowledgeable about their service and should serve more promptly. I have faced difficulty to set up recurring payment option with my paypal credit as the use of this extension in their service is still not much user-friendly. They should provide more easier option to set payment options. I have faced issues with payment options as even after selecting a specific payment option with paypal checkout, I was charged from another payment option without my knowledge. Also if you mistakenly pay your friend using money protection feature, they will charge you a fee and there is no option to get back that charged fee even of you do it by mistake. They should be more flexible on such things. Also free trasnfer to the bank accounts sometimes take time more than usual which may mess up your monetary emergency.

Christina
Christina
Overall rating
  • Industry: Information Technology & Services
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Very Trustworthy!

Reviewed on 07/01/2020

I use PayPal multiple times a week for both personal and business reasons, and it's the easiest and...

I use PayPal multiple times a week for both personal and business reasons, and it's the easiest and fastest money transfer app I've used. I really like how you can choose to send money as friends and family or as goods and services, options are important. If someone buys your product or service and pay through goods and services they get buyer protection which is very helpful because I can't offer that on my own.
Recently they added the option to instantly transfer your PayPal balance to your linked debit card or bank account, which is another great service by PayPal. They have a nice selection of PayPal credit, debit and prepaid cards and you can also get the PayPal cash card to easily withdraw money from your balance at a store or ATM.
I love using PayPal, it's the only money transfer service I actually use because they make every transaction and transfer almost effortless. PayPal has great fraud security and ert you via email if they suspect suspicious activity on your account. Very trustworthy app/website!
PayPal support is great, I love how you can choose to contact them through email, in app messaging, live chat or call them...these choices make it possible to reach out for help no matter your situation. PayPal nailed it!

Pros

Instant money transfers! I love how easy it is to instantly send money or payments to anyone by phone number, email address or name. Being able to link PayPal to Google Pay and Samsung Pay make PayPal that much more convenient to use.
I recently upgraded to a PayPal Business Account and received my new credit card swiper and chip reader in the mail, and it pairs easily with the PayPal Here app via Bluetooth and now I can accept credit card payments whenever and wherever I happen to be. I absolutely love using PayPal.

Cons

PayPal has an internal security system that blocks certain transactions and there is nothing you or PayPal support can do to override it, you just have to wait 24 hours and try again. If your account mostly receives money rather than sending money and you decide to send money the internal security system may either block your transfer or lock you out of your account until you call them to confirm your account, they call this "suspicious activity on your PayPal account"

Anvita
Anvita
Overall rating
  • Industry: Education Management
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

I Use PayPal Often

Reviewed on 17/04/2020

My overall experience with PayPal has been positive. It was only recently I had issues with the...

My overall experience with PayPal has been positive. It was only recently I had issues with the transactions not going through and my money being withdrawn then returned for each failed attempt but I never had issues before. I love how convenient and fast it is, and that I don't have to go get my wallet or type in card details. I also have used it when people had to pay me and I love that it comes to my account automatically and I can easily transfer it to my bank. Highly recommend taking a few moments to make a PayPal account for all these free conveniences!

Pros

I love how convenient PayPal is to use when I leave my wallet in the car or somewhere far from me and I am too lazy to go get it (lol) because most online stores I shop from have PayPal as an option for payment method. It is worth taking a few minutes to create an account for the amount of convenience during checking out. You don't need to type in your card every time either! I also like that I can log in to my own PayPal account and view my transaction history to make sure everything looks normal and that there's customer service available when it does not. I love the convenience and that most stores utilize this fast checkout method! I also like that I have the option to transfer money to my back for a very very small fee immediately, or that I can wait a couple of days and it hits my bank account in a reasonable amount of time.

Cons

What I like least about this software is that there has been a few times where I check out, and the page comes to an error so I try again. Once I had to try again 3 times and the payment never processed. Next day I checked my bank account and I had those 3 attempts are card payment holds pending! It wouldn't be a big deal except the total in my account deducted for each attempt! Fortunately the charges fall off and the money comes back automatically when the purchase is not verified complete, but it can take anywhere from 1 day to several days to get the money back and it's not fun when you're running low on cash!

Sarah
Overall rating
  • Industry: Hospital & Health Care
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 9.0 /10

Linked and Loaded

Reviewed on 07/09/2020

My overall experience with PayPal, for the last decade, is that they're a solid 8.5 company with a...

My overall experience with PayPal, for the last decade, is that they're a solid 8.5 company with a great cash card that's easy as pie for relatives and friends to load for you in a bind, lots of controlling your own spending features, and an easy safe way to checkout on 3rd party sites without further compromising your banking information. Their customer service personnel are helpful, polite, and patient...as long as you have the time to wait for the assistance. It's kept me loyal for almost 12 years, and there's not another rival on the market even close to handling purchases easily or securely, they just aren't the best as a stand alone banking source or to handle your linked accounts money. if you can maintain a PayPal balance that's really all you need to do to alleviate the frustration from the banking end

Pros

PayPal offers some of the most reliable ways to pay for online purchases third party, when I see the little PayPal symbol on any app or website that I'm trying to purchase a product off of, I almost always gravitate towards it because PayPal safely recalls all my banking or credit card details and saves me time digging out a card or tracking down my wallet spur of the moment. PayPal also has excellent protection policies in place for peer to peer transactions, ensuring I have somebody on my side if my peer to peer sale goes pitifully to poor. PayPal emails me receipts for each purchase, let's me toggle my card on and off at will, and if with my PayPal cash cars in hand, I can literally receive INSTANT funds sent from any family or friend with PayPal, including my sister in Germany. If only it money transfer from my linked bank account to my PayPal account were easier or faster, but this is their biggest downfall.

Cons

PayPal toots their "security" horn perhaps louder than any other feature, but with good reason--as in the decade I've been a loyal PayPal customer, I've only had one breach of privacy or security. This particular breach was a result of my own personal life and nothing at all to fault PayPal for, and they linked me up with their 3rd party online check cashing company immediately to help me resolve the issue. PayPal has a decent A.I. HelpBot and customer service is always 24 to 48 hours behind the Bot with customized solutions and help . Their system automatically notifies me via email when I have a message from customer service, too, which is especially helpful considering their app's chat feature is not especially designed for being used from smartphone. The chat portal, even via desktop, is rather cramped and clunky and if you navigate away from it in any way (like oh I don't know in case your phone rings) you lose your connection to the window. However, the alternative to using the online help center is to call in to their telephone support line and while the system allows you to put in your number to save your place in line for PayPal to call you back so you don't have to wait on hold, a very thoughtful allowance, there are definitely times where my wait for a call back has been over four hours, and if you miss the call for any reason, you are screwed and you have to start over at Square One...which couldn't be more frustrating.

Niharika
Niharika
Overall rating
  • Industry: Writing & Editing
  • Company size: Self Employed
  • Used Daily for 1+ year
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 10.0 /10

Paypal is a must for financial handling and virtual security in these terrible times!

Reviewed on 23/07/2022

Pros

There is the matter of secure transaction; one is able to use Paypal with great ease and with an extra blanket of security and fraud prevention as well as the encryption of bank and credit card account information. A variety of payment methods that are comfortable to utilize as well as great confidence and ease with strength and security in shipping, marketing, recordkeeping and calculation of taxes. It also offers immediate deposits, swift sending, spending, and exchanges; integral cash flow and swift access to funds is highly essential. Paypal integrates seamlessly with most businesses, whilst being friendly for various devices and platforms, and its fees are much less than the alternatives. It has strong invoicing and multichannel sales features as well. There are no fees for sending money to friends and family, as well as providing the most manageable method of purchase without worrying about one's wallet; one may instead be able to pay by the password!

Cons

If one doesn't protect their password, account and sensitive information regarding to the virtual data, one can easily be hacked and compromised here on Paypal. However, that's mayhap a given if one requires such ease of use. A more common concern, nonetheless, is the lack of sufficient care and attention provided by the customer service; enthusiastic support for such grave situations and cases as well as swifter response in resolving disputes, where one may potentially experience frozen or delayed funds, would also be much appreciated. The seller protection policy does not cover digital goods either and there's also confusing transaction fees, widely varied and with rate differing per manner of use, as well as considerable chargeback fees...which is quite unfair seeing as if an item is lost or delayed, it is not the customer's fault and yet in order to regain some of their loss, as shipping and transaction is not regained, they are made to provide a penalty fee that does not differ as per the situation and amount in question. There is also no offline payment processing, and it would be a great improvement were that possible. Of course, there is also the recent addition of inactivity fees, although that may be easily avoided with a little care and logging in every few months or at least every year!

Anthony
Overall rating
  • Industry: Electrical/Electronic Manufacturing
  • Company size: 1,001–5,000 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

PayPal: the right choice for online businesses

Reviewed on 29/04/2023

I had the chance to work with PayPal on some projects while an intern in the IT department at my...

I had the chance to work with PayPal on some projects while an intern in the IT department at my university. According to my experience, PayPal is a reliable and secure online payment option that works well with other electronic cash systems. Additionally, its user-friendly interface makes integration and usage simple for users. But I also discovered that PayPal can be expensive for small businesses, which might be a barrier to its adoption.

Pros

Millions of users throughout the world have found PayPal to be an effective online payment service that has streamlined the payment process. Users of PayPal can quickly send and receive payments as well as fund transactions using credit or debit cards. PayPal also provides buyer and seller protection in the event of a dispute, enhancing the security and confidence of online transactions. Additionally user-friendly and intuitive, the PayPal mobile app enables users to manage their transactions while on the go.

Cons

PayPal has some shortcomings while being a practical and user-friendly online payment option. First of all, especially for small enterprises, transaction fees can be extremely hefty. Additionally, the time it takes for money in a PayPal account to transfer to a bank account can be problematic for people who need access to their money right away. Last but not least, PayPal's ability to serve as a global solution is constrained by constraints on the nations and currencies it supports.

Destiny
Overall rating
  • Industry: Design
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 6.0 /10

A decent payment processing solution with some drawbacks

Reviewed on 08/05/2024

I think overall PayPal is okay, but many of the issues I've had, had the potential to turn into a...

I think overall PayPal is okay, but many of the issues I've had, had the potential to turn into a lot bigger issues. I would say it's probably no longer the best option for payment processing.

Pros

They have one of the shorter wait times for payouts/balance transfers compared to other platforms I've used. Many people are familiar with them and many companies/organizations still use them which often lends itself to an easier check out process. I like that it has pay later options for my clients.

Cons

Paypal was once one of the most trusted and secure payment processors, but there have been many points of failure over the years and I am not as confident about it as I once was. I have previously had some issues with fraudulent purchases made using my account. In my experience their customer service has not been the best often because of language barriers leading to my concerns not being understood/addressed. I don't like how difficult it is to change the settings so that non-PayPal users can make payments using PayPal. The buyer-protection is not great either, I purchased a product that was misrepresented in the photos and description and even when I couldn't get a hold of the company to go through with returning it, PayPal would not grant me a refund. The same thing happened when a company that was going out of business kept recurring charges going even though they were no longer providing me the service and hadn't for months, I sent PayPal all requested documentation and they didn't refund me or remedy the issue at all.

Alternatives Considered

Square Payments and Stripe
Lisa
Overall rating
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 9.0 /10

It has some minor drawbacks but none are deal breakers.

Reviewed on 19/01/2018

PayPal has a couple things they may need to tighten up for the businesses using them. Once up and...

PayPal has a couple things they may need to tighten up for the businesses using them. Once up and running, Ive not run into any issues or problems. Incoming or outgoing, funds travel as expected within a decent amount of time.

Pros

Using PayPal is easy and consumer friendly. Their help section is also very usable and informative. Payment can be taken from people with or without a PayPal account. The interface is intuitive and easy to navigate. There is also the ability to swipe credit cards in person. The basic device is provided at no charge and works with almost any smartphone. Its portability makes it a must have for businesses that are mobile. Processing of payments is easy for the consumer or whoever is paying you. I haven’t run across a bank that isn’t PayPal friendly. The app is a “light” version of the website, so there are a couple things that aren’t available but it still has a nice phone or tablet interface. Almost any information can be found from within. They are also informative with what's happening with funds with just a glance. Their transaction notifications are also on point.

Cons

The amount of verification required is a bit much, but considering the world today and corporations need to deflect blame when situations arise, they are thorough. I am a non-profit and has a bit of an issue with our status within the system. I got a couple form emails when inquiring but eventually got someone that could direct me. Talking to a person can be an issue but once you’re up and running, things go smooth. For a person to use PayPal and not force the organization they’re paying to incur a fee; the person must have a PayPal account. Many people are shy about putting their banking information permanently online but still use the service. I would like for PayPal to allow me to see my incoming payments comment section without having to click on it even though all other sections appear when printing. I would also like to be able to make my own report with what I need. There are several canned reports that don’t give me everything I want the way I want it, but I work around it. None of these issues are a deal breaker for me.