---
description: Learn more about PayJunction. We provide Australian business users the most detailed information on pricing, benefits, and disadvantages of software that will make your choice easier.
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title: PayJunction Reviews, Cost & Features | GetApp Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [PayJunction](/software/112961/payjunction)

# PayJunction

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> PayJunction is a payment gateway \&amp; merchant service which provides mid to large scale enterprises with the tools to process all payment types in store or online
> 
> Verdict: Rated **4.8/5** by 112 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Key benefits of PayJunction

 Accept payments from various sources including all major credit cards, chip and swipe cards, checks, NFC-ready mobile phones, Apple watches, and more.&#10;&#10; Collect customer signatures when carrying out transactions either in store at the point of sale or remotely for online payments using the electronic signature capture tool. Customers can sign using the PayJunction terminal for in-person sales or a mobile device for remote sales.&#10;&#10; Send customers digital receipts rather than printed paper receipts in order to reduce paper wastage and keep a log of every transaction. Digital receipts can be emailed automatically to the customer after the sale has been made.&#10;&#10; Access historical data and information on past purchases within the searchable database of transactions. The database logs and archives all transactions with a full transaction history for each customer. Users can also set up recurring payments from client profiles.&#10;&#10; Gain insight into business performance with PayJunction’s advanced reporting tools which provide visual analytics and charts to summarize metrics such as sales transactions, processing times, average transaction cost, and more.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.8/5** | 112 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support | 4.7/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.7/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: PayJunction
- **Location**: Santa Barbara, US
- **Founded**: 2000

## Commercial Context

- **Starting Price**: USD 50.00
- **Pricing Details**: $0.00 monthly fee. Fees are calculated as:&#10;&#10;Cost + 0.75% for credit cards and 0.75% for checks.
- **Target Audience**: 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- API
- Contact Database
- Credit Card Processing
- Customer Accounts
- Customer History
- Customizable Reports
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- Email Management
- Fraud Detection
- In-Person Payments
- Mobile Payments
- Multi-Location
- Online Payments
- PCI Compliance
- Payment Gateway Integration
- Payment Links
- Payment Processing

## Integrations (4 total)

- Adobe Commerce
- Shift4Shop
- Shopify
- Sycamore School

## Support Options

- Email/Help Desk
- Knowledge Base
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software)

## Related Categories

- [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software)
- [Billing and Invoicing Software](https://www.getapp.com.au/directory/240/billing-invoicing/software)
- [POS Systems](https://www.getapp.com.au/directory/195/point-of-sale/software)

## Alternatives

1. [PayPal](https://www.getapp.com.au/software/91263/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.getapp.com.au/software/106635/venmo) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.getapp.com.au/software/91015/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.getapp.com.au/software/112251/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.getapp.com.au/software/91016/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "PayJunction has made our credit card processing and deposits easier than ever\!" — 5.0/5

> **Cyndi** | *17 January 2018* | Automotive | Recommendation rating: 10.0/10
> 
> **Pros**: No more little credit card slips and boxes of receipts to store\!  The time it takes to make the deposits everyday is less than half the time it took on our old system.
> 
> Easy to use.  Less paper and no more paper storage.  Great customer support.

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### "PayJunction" — 5.0/5

> **Carolyn** | *28 June 2024* | Veterinary | Recommendation rating: 9.0/10
> 
> **Pros**: The best thing about PayJunction and the main reason we switched is the integration with our veterinary PIMS. Payment is quick, easy, and accurate every time. We no longer have to worry about mistyped amounts on a credit card machine. Our recorded payment amount always matched our actual payment amount.
> 
> **Cons**: It is more expensive than what we were previously paying. Althought the rates are higher, we do feel the efficiency and accuracy of payment collection is more than worth it.

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### "Pretty good system" — 4.0/5

> **Serena** | *16 September 2022* | Veterinary | Recommendation rating: 5.0/10
> 
> **Pros**: It is simple to send payment links and has a straightforward UI.  Able to recharge credit card on file and issue refunds smoothly.
> 
> **Cons**: Unable to transmit to our managent system every night for a few hours
> 
> Overall, as a user, this is one of the easier systems I have used

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### "Great  Credit Card Processing, Especially for a Business with Multiple Locations" — 5.0/5

> **Verified Reviewer** | *6 September 2018* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: It's all a virtual terminal, so I can access everything from wherever I am. Having three locations, it's imperative I have one login to check on statements, transactions, etc. With our previous processor I had eight different logins for this. With PayJunction it's all in one place. It also enables me to run a transaction for any location from whichever office I'm in. I don't need direct access to the physical terminal to run a payment. I can even run a payment in person for someone for a different location than I'm currently at to help keep my accounting correct.&#10;&#10;Handling remote transactions is amazing with PayJunction. For any remote transaction the client gets an email requesting a signature for the payment, so there's no need for authorization forms to protect us - everything gets signed\! All signatures are stored digitally as well, whether as a remote transaction or in person on the PayJunction smart terminal, so there's no need to keep a giant collection of paperwork for credit card transactions. It's all stored digitally and easy to search through/run reports. &#10;&#10;Setting up a payment page on our website as a hosted checkout was easy as well. It gives our clients an easy way to pay if we're not in the office and they know their balance due. Everything about PayJunction has made our credit card processing easier and more streamlined.
> 
> **Cons**: Customer support. There's no support on weekends\!&#10;&#10;They lost Shopify integration and do not have a mobile card reader yet, so I have to use separate companies for those two things.
> 
> So far, so good. It provides much better back end access for running returns or adjustments for clients. It allows me to remotely see what my employees are doing as everyone has their own login. Setting up recurring payments or running future transactions on a card (securely) on file is a breeze. The client always gets an emailed receipt, so it's easy to prevent fraudulent charges by employees and charge-backs from customers. The smart terminal is easy to use and helps save a ton of paper by sending e-receipts.

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### "Payjunction has been an amazing integration with ezyVet" — 5.0/5

> **Stephanie** | *1 August 2022* | Veterinary | Recommendation rating: 10.0/10
> 
> **Pros**: Payjunction allows our veterinary PMS, ezyVet, to seamlessly take credit card payments in one step. No more mismatched end of day sheets - everything happens in one step so everything always matches. Also the ability to send remote payment links for people picking up medications or for people that need to pay a bill has been wonderful as well.
> 
> **Cons**: I truly don't have anything I'd want updated on Payjunction's end.
> 
> Our overall experience has been great, particularly with customer service. Also, they beat our rates from our previous processor, which were already low, so that was a plus too.

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## Links

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| en-AE | <https://www.getapp.ae/software/112961/payjunction> |
| en-AU | <https://www.getapp.com.au/software/112961/payjunction> |
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