--- description: Learn more about Plooto. We provide Australian business users the most detailed information on pricing, benefits, and disadvantages of software that will make your choice easier. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Plooto Reviews, Cost & Features | GetApp Australia 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Plooto](/software/103897/plooto) # Plooto Canonical: https://www.getapp.com.au/software/103897/plooto Page: 1 / 11\ Next: [Next page](https://www.getapp.com.au/software/103897/plooto?page=2) > Ideal for SMBs, accountants, and bookkeepers, Plooto provides end-to-end payment automation, with easy workflows and integrated electronic payments, saving you and your business countless hours > > Verdict: Rated **4.3/5** by 241 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Key benefits of Plooto Stop chasing check signatures with Plooto's smart approval workflow - allowing you to get payment approvals from assigned approvers from anywhere in the world. Improve your cash flow and get paid as soon as 2 business days with Plooto's credit card acceptance (compared to the 4-7 business days with ACH). Plus, provide more payment flexibility to your customers\! With Plooto's smart integration, automatically sync all invoices and transactions to and from QuickBooks or Xero Plooto keeps a full audit trail of all transactions, saving you countless hours on data entry Switch between multiple client accounts with Plooto's dashboard view - perfect for accountants and bookkeepers. Collect one-time and recurring payments faster with PAD to streamline the accounts receivable process Securely transfer funds electronically without having to know the payee's banking information. Send domestic and cross-border payments between Canada and the U.S. with no percentage fees. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.3/5** | 241 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.2/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plooto - **Location**: Toronto, Canada - **Founded**: 2014 ## Commercial Context - **Starting Price**: CAD 32.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: No setup fees. No integration fees. No hidden fees. Want to use Plooto exclusively for client payments? We can bill subscription and transaction fees directly to 
your clients at no cost to your firm. Accountants and bookkeepers can get free or discounted Plooto subscriptions. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200 - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop) - **Supported Languages**: English - **Available Countries**: Canada, United States ## Features - ACH Payment Processing - Access Controls/Permissions - Accounting - Accounting Integration - Accounts Payable - Accounts Receivable - Activity Dashboard - Alerts/Notifications - Approval Process Control - Approval Workflow - Audit Trail - Bank Reconciliation - Billing & Invoicing - Billing Portal - Cash Flow Management - Check Writing - Client Portal - Collaboration Tools - Compliance Management - Contact Database ## Integrations (7 total) - NetSuite - QuickBooks Bi-Directional Synchronizer - QuickBooks Desktop - QuickBooks Online - QuickBooks Online Accountant - QuickBooks Online Advanced - Xero ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software) ## Related Categories - [Payment Processing Software](https://www.getapp.com.au/directory/23/payment-management/software) - [Accounting Software](https://www.getapp.com.au/directory/236/accounting/software) - [Accounts Payable Software](https://www.getapp.com.au/directory/237/accounts-payable/software) - [Accounts Receivable Software](https://www.getapp.com.au/directory/238/accounts-receivable/software) - [Billing and Invoicing Software](https://www.getapp.com.au/directory/240/billing-invoicing/software) ## Alternatives 1. [Xero](https://www.getapp.com.au/software/1671/xero) — 4.4/5 (3273 reviews) 2. [NetSuite](https://www.getapp.com.au/software/9137/netsuite) — 4.2/5 (2003 reviews) 3. [QuickBooks Online](https://www.getapp.com.au/software/20428/quickbooks-online-edition) — 4.3/5 (8393 reviews) 4. [Stampli](https://www.getapp.com.au/software/103241/stampli) — 4.8/5 (463 reviews) 5. [QuickBooks Enterprise](https://www.getapp.com.au/software/115227/quickbooks-enterprise) — 4.5/5 (20614 reviews) ## Reviews ### "Plooto as 3rd Party ACH Provider" — 5.0/5 > **Keri** | *17 December 2020* | Warehousing | Recommendation rating: 10.0/10 > > **Pros**: The integration with Quickbooks Online is simple and makes my A/R seamless. I love that my clients set up an ACH agreement one time and moving forward I request and process my A/R with a click of a button. I can also select which account I want the deposit to go to. Data is easy to download for reconciliation purposes as well. > > **Cons**: I would like to see a default bank account option so I don't have to select a bank account for each transaction. I would also love for the deposit times to improve. > > My overall experience has been great. Customer service is timely and helpful. This software has saved me countless hours of which I don't have to spare\! ----- ### "It's alright, the integration with Xero is a bit iffy." — 4.0/5 > **Judah** | *8 December 2020* | Accounting | Recommendation rating: 5.0/10 > > **Pros**: It's affordability and versatility. The ability to have people on ACH subscriptions is a large plus > > **Cons**: No option to accept credit cards. The rigidness of the PAD form and not allowing us access to the PAD form in the event that we want to move to a different platform. Not easy to add new vendors without adding an inconvenience to them. > > It's alright. Not great. Not bad. Nothing to write home about. ----- ### "It appears to have it all until you use it." — 1.0/5 > **Tammy** | *17 December 2018* | Publishing | Recommendation rating: 3.0/10 > > **Pros**: I like that it can process both bank or credit card payments for receivables. It can provide automation too but unfortunately it didn't work for me. I like the price. And I like that it linked into xero. It appears to have it all until you use it. > > **Cons**: 1) Its not easy to use, no introduction. 2) the automation component never worked for me I know I had to get PAD on but I wanted it on for some clients off for others and this was not an easy thing to set. It also doesn't allow me to store the credit card something like Quickbooks online I had in mind but this is a complete oversight to the program. I guess if automation actually worked then this could solve this issue. 3) Ya I was very confused but when my clients couldn't figure it out either, some ended up with duplicate payments pulled from their accounts etc. No help to fix very embarrassing. 4) their live chat is not live. You ask a question and wait. Fine to get started but even in the middle of conversation to deal with issues they just disappear. The conversation is not live. Sometimes they don't even read my questions which makes me think not a real person is helping me. 5) Money holding ridiculous\! If a client due date on invoice was 30 days and they paid me next day I had to wait until what my invoice said for due date on payment. Plus when money drops into my account there is no PLOOTO ID on the deposit. Very confusing for trying to reconcile. 6) Plooto reconciled in Xero in its own little account but doesn't reconcile with the bank account. Weird and confusing. > > Not Good. Really ambitious to make it work I like the concept but they make it very hard to be a client. ----- ### "Great financial software for small and mid-sized organizations" — 5.0/5 > **Scott** | *14 December 2020* | Nonprofit Organization Management | Recommendation rating: 8.0/10 > > **Pros**: As a small association, with few vendors and accounts payable/receivable, the software works very well for us. While I'm sure it can also be used for larger organizations and may have lots of advanced functions, the core user interface, notifications, integrations and other features are perfect for our smaller organizations. No unnecessary complications. > > **Cons**: I suppose if anything, if you need to reverse a payment already in process it can be a bit of a challenge but have only experienced that once. > > We use the software for payment of invoices including external vendors, staff reimbursements, and payroll. Works perfectly for us. Just a few clicks and there are adequate checks and balances features to ensure accountability and security. ----- ### "Great system for small businesses and non-profits." — 4.0/5 > **Krista** | *14 December 2020* | Accounting | Recommendation rating: 10.0/10 > > **Pros**: It is great for tracking the approval process for payments and providing an alternative method of payment for invoices. > > **Cons**: Customer service has been a struggle for us. It is hard to get in touch with someone when we have questions or concerns. It would be nice if there was a way to receive approval for payment but to submit the payment offline. Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for those. > > Overall its a great system and we have moved the majority of our clients over to it. There are some limitations but they just require a work around. ----- Page: 1 / 11\ Next: [Next page](https://www.getapp.com.au/software/103897/plooto?page=2) ## Links - [View on GetApp](https://www.getapp.com.au/software/103897/plooto) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-CL | | | es-CO | | | es-MX | | | fr | | | fr-BE | | | fr-CA | | | nl | | | nl-BE | | ----- ## Structured Data