---
description: Get a quick and detailed side-by-side comparison for Square Payments vs Electrum. GetApp will help you learn more about each of these software benefits and disadvantages.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Square Payments vs Electrum Comparison | GetApp Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Square Payments \<span\>vs\</span\> Electrum](https://www.getapp.com.au/compare/112251/2047550/square-payments-processing/vs/electrum-1)

# Compare Square Payments vs Electrum

Canonical: https://www.getapp.com.au/compare/112251/2047550/square-payments-processing/vs/electrum-1

> Detailed comparison between Square Payments and Electrum. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Square Payments | Electrum |
| **Overall rating** | 4.7/5 | 4.8/5 |
| **Total Reviews** | 2672 | 4 |
| **Starting Price** | - | - |
| **Free Trial** | No | No |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | FAQs/Forum, Knowledge Base |
| **Training** | In Person, Documentation, Videos | Documentation |

## Key features

### Square Payments

- ACH Payment Processing
- API
- Billing & Invoicing
- CRM
- Cryptocurrency Processing
- Customer Database
- Data Security
- Invoice Management
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Reminders
- SSL Security
- Transaction History

### Electrum

- Billing & Invoicing
- Cryptocurrency Exchange
- Cryptocurrency Processing
- Cryptocurrency Sending & Receiving
- Data Security
- Real-Time Reporting
- Transaction History
- Transaction Monitoring

## Links

- [View Square Payments Profile](https://www.getapp.com.au/software/112251/square-payments-processing)
- [View Electrum Profile](https://www.getapp.com.au/software/2047550/electrum-1)
- [View Original Comparison](https://www.getapp.com.au/compare/112251/2047550/square-payments-processing/vs/electrum-1)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Square Payments vs Electrum Comparison | GetApp Australia 2026","description":"Get a quick and detailed side-by-side comparison for Square Payments vs Electrum. GetApp will help you learn more about each of these software benefits and disadvantages.","url":"https://www.getapp.com.au/compare/112251/2047550/square-payments-processing/vs/electrum-1","about":[{"@id":"https://www.getapp.com.au/software/112251/square-payments-processing#software"},{"@id":"https://www.getapp.com.au/software/2047550/electrum-1#software"}],"breadcrumb":{"@id":"https://www.getapp.com.au/compare/112251/2047550/square-payments-processing/vs/electrum-1#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.getapp.com.au/compare/112251/2047550/square-payments-processing/vs/electrum-1#webpage","isPartOf":{"@id":"https://www.getapp.com.au/#website"},"inLanguage":"en-AU","publisher":{"@id":"https://www.getapp.com.au/#organization"}},{"name":"Square Payments","description":"Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.\n\nIn order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.\n\nSquare Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/6cbcc0f8-67c6-4ca1-9547-f544ad050262.png","url":"https://www.getapp.com.au/software/112251/square-payments-processing","@type":"SoftwareApplication","@id":"https://www.getapp.com.au/software/112251/square-payments-processing#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":2672},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"Electrum","description":"Electrum is a bitcoin wallet which enables merchants to accept cryptocurrencies across websites through SSL secure payment requests. It allows users to securely store and encrypt private keys, set up phrases to recover funds, and export private keys to external systems.\n\nThe platform lets businesses perform identity checks, protect data from malware attacks, and verify historical transactions using simple payment verification (SPV) technique. It offers a variety of other features such as offline access, payment processing, two-factor authentication (2FA), and more. The application also helps professionals split the permission to spend bitcoins across multiple wallets. Electrum allows organizations to detect consensus failures between servers and validate block headers sent by servers.\n\nElectrum facilitates integration with various third-party platforms and synchronizes transactional data from systems without sharing private keys. It also enables users to create an offline wallet to store Bitcoins and an online wallet to view the transaction history.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/bf21574d-8a9c-40b4-a5a7-085870dd14e5.png","url":"https://www.getapp.com.au/software/2047550/electrum-1","@type":"SoftwareApplication","@id":"https://www.getapp.com.au/software/2047550/electrum-1#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.8,"bestRating":5,"ratingCount":4},"operatingSystem":"Cloud, Apple, Windows, Linux"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/23/payment-management/software","@type":"ListItem"},{"name":"Square Payments vs Electrum","position":3,"item":"https://www.getapp.com.au/compare/112251/2047550/square-payments-processing/vs/electrum-1","@type":"ListItem"}],"@id":"https://www.getapp.com.au/compare/112251/2047550/square-payments-processing/vs/electrum-1#breadcrumblist"}]}
</script>