---
description: Get a quick and detailed side-by-side comparison for Wave vs BILL Spend & Expense. GetApp will help you learn more about each of these software benefits and disadvantages.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Wave vs BILL Spend & Expense Comparison | GetApp Australia 2026
---

Breadcrumb: [Home](/) > [General Ledger Software](/directory/2511/general-ledger-software/software) > [Wave \<span\>vs\</span\> BILL Spend & Expense](https://www.getapp.com.au/compare/10095/110331/wave-apps/vs/divvy)

# Compare Wave vs BILL Spend & Expense

Canonical: https://www.getapp.com.au/compare/10095/110331/wave-apps/vs/divvy

> Detailed comparison between Wave and BILL Spend & Expense. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Wave | BILL Spend & Expense |
| **Overall rating** | 4.4/5 | 4.7/5 |
| **Total Reviews** | 1722 | 437 |
| **Starting Price** | USD 19.00 | USD 0.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | In Person, Live Online, Webinars, Documentation, Videos |

## Key features

### Wave

- Access Controls/Permissions
- Accounting
- Accounting Integration
- Cash Flow Management
- Customizable Templates
- Dashboard
- Electronic Payments
- Expense Tracking
- Financial Analysis
- Financial Management
- Fixed Asset Management
- Invoice History
- Multi-Currency
- Online Invoicing
- Receipt Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- SSL Security
- Spend Management

### BILL Spend & Expense

- Access Controls/Permissions
- Accounting
- Accounting Integration
- Cash Flow Management
- Customizable Templates
- Dashboard
- Electronic Payments
- Expense Tracking
- Financial Analysis
- Financial Management
- Fixed Asset Management
- Invoice History
- Multi-Currency
- Online Invoicing
- Receipt Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- SSL Security
- Spend Management

## Links

- [View Wave Profile](https://www.getapp.com.au/software/10095/wave-apps)
- [View BILL Spend & Expense Profile](https://www.getapp.com.au/software/110331/divvy)
- [View Original Comparison](https://www.getapp.com.au/compare/10095/110331/wave-apps/vs/divvy)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Wave vs BILL Spend &amp; Expense Comparison | GetApp Australia 2026","description":"Get a quick and detailed side-by-side comparison for Wave vs BILL Spend & Expense. GetApp will help you learn more about each of these software benefits and disadvantages.","url":"https://www.getapp.com.au/compare/10095/110331/wave-apps/vs/divvy","about":[{"@id":"https://www.getapp.com.au/software/10095/wave-apps#software"},{"@id":"https://www.getapp.com.au/software/110331/divvy#software"}],"breadcrumb":{"@id":"https://www.getapp.com.au/compare/10095/110331/wave-apps/vs/divvy#breadcrumblist"},"@id":"https://www.getapp.com.au/compare/10095/110331/wave-apps/vs/divvy#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.getapp.com.au/#website"},"publisher":{"@id":"https://www.getapp.com.au/#organization"},"inLanguage":"en-AU"},{"name":"Wave","description":"Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.\n\nTeams can use Wave’s invoicing tools to collect money and choose templates that reflect their business, including logos and colors for invoices. Users can send invoices via email and collect credit card payments through payment processing. Wave’s Payroll tools in America and Canada offer direct deposit and employee self-service. \n\nWave’s personal finance tools assist with budgeting, real time investment tracking, and more.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/843afb29-b0d6-446e-9a2b-f6a8d00a9c16.png","url":"https://www.getapp.com.au/software/10095/wave-apps","@id":"https://www.getapp.com.au/software/10095/wave-apps#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.4,"bestRating":5,"ratingCount":1722},"offers":{"price":"19","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Android, Platform ios"},{"name":"BILL Spend & Expense","description":"BILL Spend &amp; Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending with our user-friendly software and corporate cards. Our unique budgeting software allows companies to precisely manage their expenses while also simplifying cash flow planning. And the best part? It’s completely free, so managing your business expenses is easier than ever.  For more information, visit bill.com.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/4b0c247b-f12e-42c4-a8de-81fdf7f534ab.png","url":"https://www.getapp.com.au/software/110331/divvy","@id":"https://www.getapp.com.au/software/110331/divvy#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":437},"offers":{"price":"0","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Android, Platform ios, Platform ipad"},{"@id":"https://www.getapp.com.au/compare/10095/110331/wave-apps/vs/divvy#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"General Ledger Software","position":2,"item":"/directory/2511/general-ledger-software/software","@type":"ListItem"},{"name":"Wave vs BILL Spend & Expense","position":3,"item":"https://www.getapp.com.au/compare/10095/110331/wave-apps/vs/divvy","@type":"ListItem"}]}]}
</script>